Vanderburgh County, Indiana

County Distress Index: Elevated · 54.0 | 179,810 people · 18th most distressed in Indiana
American Default Research

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Vanderburgh County, IN registers elevated household financial distress with a score of 54.0 — 1290th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Indiana, it ranks 18th of 92 counties. It scores higher than all 4 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Vanderburgh County's primary driver is Housing Cost Burden at 73.0 — above the national median.

Housing Cost Burden Primary driver 73.0
Rent-Burdened (30%+) 73
Severely Rent-Burdened (50%+) 77
Mortgage-Burdened (30%+) 72
Homeownership Rate 85
Rent-to-Income Ratio 58
Debt & Delinquency 62.9
Debt in Collections 59
Medical Debt 46
Student Loan Delinquency 73
Auto Loan Delinquency 54
Credit Card Delinquency 61
Bankruptcy Filing Rate 85
Income & Poverty 56.9
Poverty Rate 52
Income vs. State Median 71
Child Poverty Rate 48
Community Vulnerability 47.1
Uninsured Rate 43
Disability Rate 51
Employment & Wages 29.9
Unemployment Rate 13
Wage-to-Rent Ratio 35
Business Formation Rate 42

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Vanderburgh County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Vanderburgh County
Vanderburgh County, IN 54.0 Elevated —
Henderson County, KY 50.8 Elevated -3.2
Gibson County, IN 31.2 Healthy -22.7
Posey County, IN 26.7 Healthy -27.3
Warrick County, IN 20.9 Healthy -33.1

Population Peers

County Score Zone vs. Vanderburgh County
Blair County, PA 54.0 Elevated 0.0
Barrow County, GA 54.0 Elevated -0.0
Coffee County, TN 54.0 Elevated +0.0
Lea County, NM 53.9 Elevated -0.0
Yavapai County, AZ 54.0 Elevated +0.1

Download Data

Export all distress indicators for Vanderburgh County as a CSV file.

Find Help in Vanderburgh County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Vanderburgh County.

COMMUNITY ACTION PROGRAM OF EVANSVILLE & VANDERBURGH COUNTY, INC
Evansville
812-425-4241
Foreclosure PreventionMortgage HelpPre-PurchaseHomebuyer Education
HOPE OF EVANSVILLE, INC
Evansville
812-423-3169 Website
Foreclosure PreventionFinancial CounselingPre-PurchaseHomebuyer Education

See all counselors in Indiana →

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Vanderburgh County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Indiana →

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Frequently Asked Questions

  • What is the distress score for Vanderburgh County, Indiana?

    Vanderburgh County has a County Distress Index score of 54.0 out of 100, placing it in the Elevated zone. It ranks 1,290th nationally out of 3,144 counties and 18th in Indiana out of 92 counties.

  • What drives financial distress in Vanderburgh County?

    The primary driver of distress in Vanderburgh County is Housing Cost Burden, where the county scores 73.0 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Vanderburgh County compare to neighboring counties?

    Vanderburgh County (54.0) can be compared to its 4 neighboring counties: Henderson County, KY (50.8); Gibson County, IN (31.2); Posey County, IN (26.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Vanderburgh County?

    Vanderburgh County, Indiana has a population of approximately 179,810 (2023 Census estimate), classified as a mid county.