Jackson County, Indiana

County Distress Index: Normal · 38.7 | 46,460 people · 59th most distressed in Indiana
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Jackson County, IN falls within the normal range for household financial distress at 38.7 — 2421st nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Indiana, it ranks 59th of 92 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Jackson County's primary driver is Debt & Delinquency at 71.2 — above the national median.

Debt & Delinquency Primary driver 71.2
Debt in Collections 66
Medical Debt 94
Student Loan Delinquency 48
Auto Loan Delinquency 78
Credit Card Delinquency 53
Bankruptcy Filing Rate 89
Community Vulnerability 48.9
Uninsured Rate 60
Disability Rate 38
Housing Cost Burden 28.4
Rent-Burdened (30%+) 36
Severely Rent-Burdened (50%+) 15
Mortgage-Burdened (30%+) 16
Homeownership Rate 55
Rent-to-Income Ratio 21
Income & Poverty 28.1
Poverty Rate 21
Income vs. State Median 39
Child Poverty Rate 24
Employment & Wages 17.1
Unemployment Rate 6
Wage-to-Rent Ratio 22
Business Formation Rate 24

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Jackson County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Jackson County
Jackson County, IN 38.7 Normal —
Washington County, IN 57.2 Elevated +18.5
Scott County, IN 55.8 Elevated +17.1
Jennings County, IN 53.9 Elevated +15.2
Brown County, IN 46.1 Normal +7.4
Monroe County, IN 46.0 Normal +7.2
Lawrence County, IN 44.5 Normal +5.7
Bartholomew County, IN 37.0 Normal -1.7

Population Peers

County Score Zone vs. Jackson County
Van Wert County, OH 38.7 Normal 0.0
Giles County, VA 38.8 Normal +0.0
Lyon County, MN 38.7 Normal -0.0
Lee County, IL 38.8 Normal +0.1
Atchison County, KS 38.7 Normal -0.1

Download Data

Export all distress indicators for Jackson County as a CSV file.

Find Help in Jackson County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Jackson County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Jackson County, Indiana?

    Jackson County has a County Distress Index score of 38.7 out of 100, placing it in the Normal zone. It ranks 2,421st nationally out of 3,144 counties and 59th in Indiana out of 92 counties.

  • What drives financial distress in Jackson County?

    The primary driver of distress in Jackson County is Debt & Delinquency, where the county scores 71.2 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Jackson County compare to neighboring counties?

    Jackson County (38.7) can be compared to its 7 neighboring counties: Washington County, IN (57.2); Scott County, IN (55.8); Jennings County, IN (53.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Jackson County?

    Jackson County, Indiana has a population of approximately 46,460 (2023 Census estimate), classified as a small county.