McLean County, Illinois

County Distress Index: Healthy · 34.8 | 170,441 people · 88th most distressed in Illinois

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McLean County, IL ranks among the least distressed counties in the country at 34.8 — 2659th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Illinois, it ranks 88th of 102 counties. Among its 8 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. McLean County's primary driver is Employment & Wages at 61.5 — above the national median.

Employment & Wages Primary driver 61.5
Unemployment Rate 74
Wage-to-Rent Ratio 36
Business Formation Rate 74
Housing Cost Burden 58.5
Rent-Burdened (30%+) 54
Severely Rent-Burdened (50%+) 68
Mortgage-Burdened (30%+) 52
Homeownership Rate 84
Rent-to-Income Ratio 35
Debt & Delinquency 28.6
Debt in Collections 25
Medical Debt 7
Student Loan Delinquency 22
Auto Loan Delinquency 54
Credit Card Delinquency 22
Bankruptcy Filing Rate 42
Income & Poverty 17.6
Poverty Rate 29
Income vs. State Median 16
Child Poverty Rate 8
Community Vulnerability 7.6
Uninsured Rate 11
Disability Rate 4

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How McLean County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. McLean County
McLean County, IL 34.8 Healthy
Logan County, IL 47.0 Normal +12.3
Champaign County, IL 44.4 Normal +9.6
Ford County, IL 37.0 Normal +2.2
Tazewell County, IL 36.0 Normal +1.2
Livingston County, IL 35.7 Normal +1.0
De Witt County, IL 31.7 Healthy -3.1
Piatt County, IL 28.5 Healthy -6.3
Woodford County, IL 24.1 Healthy -10.7

Population Peers

County Score Zone vs. McLean County
Kendall County, IL 34.8 Healthy 0.0
Story County, IA 34.7 Healthy -0.0
Kendall County, TX 34.8 Healthy +0.0
Eau Claire County, WI 34.7 Healthy -0.1
Gallatin County, MT 34.6 Healthy -0.2

Download Data

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Find Help in McLean County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near McLean County.

MID CENTRAL COMMUNITY ACTION, INC.
Bloomington
Foreclosure PreventionFinancial CounselingPost-PurchasePre-Purchase

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving McLean County residents at no cost.

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

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