Terrell County, Georgia

County Distress Index: Serious · 74.0 | 8,718 people · 11th most distressed in Georgia
American Default Research

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Terrell County, GA shows significant household financial distress with a score of 74.0 — 84th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Georgia, it ranks 11th of 159 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Terrell County's primary driver is Income & Poverty at 92.3 — worse than roughly 92% of U.S. counties.

Income & Poverty Primary driver 92.3
Poverty Rate 95
Income vs. State Median 87
Child Poverty Rate 95
Debt & Delinquency 79.7
Debt in Collections 94
Medical Debt 28
Student Loan Delinquency 95
Auto Loan Delinquency 91
Credit Card Delinquency 76
Bankruptcy Filing Rate 95
Community Vulnerability 71.5
Uninsured Rate 90
Disability Rate 53
Housing Cost Burden 68.0
Rent-Burdened (30%+) 48
Severely Rent-Burdened (50%+) 58
Mortgage-Burdened (30%+) 44
Homeownership Rate 95
Rent-to-Income Ratio 95
Employment & Wages 58.5
Unemployment Rate 85
Wage-to-Rent Ratio 81
Business Formation Rate 10

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Terrell County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Terrell County
Terrell County, GA 74.0 Serious —
Dougherty County, GA 79.0 Serious +5.0
Sumter County, GA 73.9 Serious -0.2
Randolph County, GA 73.6 Serious -0.4
Calhoun County, GA 67.8 Serious -6.2
Webster County, GA 61.4 Elevated -12.6
Lee County, GA 44.9 Normal -29.1

Population Peers

County Score Zone vs. Terrell County
Lake County, TN 74.2 Serious +0.1
Foard County, TX 74.2 Serious +0.2
Hyde County, NC 73.7 Serious -0.3
Randolph County, GA 73.6 Serious -0.4
Tillman County, OK 73.2 Serious -0.8

Download Data

Export all distress indicators for Terrell County as a CSV file.

Find Help in Terrell County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Terrell County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Terrell County, Georgia?

    Terrell County has a County Distress Index score of 74.0 out of 100, placing it in the Serious zone. It ranks 84th nationally out of 3,144 counties and 11th in Georgia out of 159 counties.

  • What drives financial distress in Terrell County?

    The primary driver of distress in Terrell County is Income & Poverty, where the county scores 92.3 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Terrell County compare to neighboring counties?

    Terrell County (74.0) can be compared to its 6 neighboring counties: Dougherty County, GA (79.0); Sumter County, GA (73.9); Randolph County, GA (73.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Terrell County?

    Terrell County, Georgia has a population of approximately 8,718 (2023 Census estimate), classified as a tiny county.