78.6 / 100
Serious Stress
13th of 3,144 counties nationally
3rd of 159 counties in Georgia

Richmond County, GA shows significant household financial distress with a score of 78.6 — 13th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 3rd of 159 counties. It scores higher than all 6 of its neighboring counties.

Five-Domain Breakdown

How Richmond County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Debt & Delinquency

Primary Driver
95.2
Debt in Collections
98
Medical Debt
95
Student Loan Delinquency
96
Auto Loan Delinquency
98
Credit Card Delinquency
96
Bankruptcy Filing Rate
87

Housing Cost Burden

92.1
Rent-Burdened (30%+)
97
Severely Rent-Burdened (50%+)
97
Mortgage-Burdened (30%+)
75
Homeownership Rate
98
Rent-to-Income Ratio
94

Income & Poverty

82.5
Poverty Rate
91
Income vs. State Median
63
Child Poverty Rate
93

Community Vulnerability

75.4
Uninsured Rate
75
Disability Rate
76

Employment & Wages

47.6
Unemployment Rate
76
Wage-to-Rent Ratio
57
Business Formation Rate
9

How Richmond County Compares

Neighboring Counties

County Score Zone Difference
Richmond County, GA 78.6 Serious Stress
McDuffie County, GA 70.3 Serious Stress -8.2
Jefferson County, GA 67.7 Serious Stress -10.9
Burke County, GA 66.2 Serious Stress -12.3
Edgefield County, SC 59.1 Elevated -19.5
Aiken County, SC 52.2 Elevated -26.4

Population Peers

Counties with similar population (mid) and closest distress scores nationally.

County Score Zone Difference
Dougherty County, GA 79.0 Serious Stress +0.5
Starr County, TX 79.2 Serious Stress +0.6
Robeson County, NC 76.3 Serious Stress -2.3
McKinley County, NM 76.1 Serious Stress -2.4
Bibb County, GA 76.1 Serious Stress -2.5

Download Data

Export all distress indicators for Richmond County as a CSV file.

Resources

Richmond County scores in the Serious Stress zone. If you or someone you know is experiencing financial hardship, free help is available.

Frequently Asked Questions

What is the distress score for Richmond County, Georgia?

Richmond County has a County Distress Index score of 78.6 out of 100, placing it in the Serious Stress zone. It ranks 13th nationally out of 3,144 counties and 3rd in Georgia out of 159 counties.

What drives financial distress in Richmond County?

The primary driver of distress in Richmond County is Debt & Delinquency, where the county scores 95.2 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

How does Richmond County compare to neighboring counties?

Richmond County (78.6) can be compared to its 5 neighboring counties: McDuffie County, GA (70.3); Jefferson County, GA (67.7); Burke County, GA (66.2).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Richmond County?

Richmond County, Georgia has a population of approximately 205,414 (2023 Census estimate), classified as a mid county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.