Henry County, Georgia

County Distress Index: Elevated · 56.2 | 254,613 people · 114th most distressed in Georgia
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Henry County, GA registers elevated household financial distress with a score of 56.2 — 1130th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 114th of 159 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Henry County's primary driver is Debt & Delinquency at 89.9 — worse than roughly 90% of U.S. counties.

Debt & Delinquency Primary driver 89.9
Debt in Collections 92
Medical Debt 68
Student Loan Delinquency 90
Auto Loan Delinquency 92
Credit Card Delinquency 98
Bankruptcy Filing Rate 99
Housing Cost Burden 84.0
Rent-Burdened (30%+) 89
Severely Rent-Burdened (50%+) 86
Mortgage-Burdened (30%+) 98
Homeownership Rate 60
Rent-to-Income Ratio 88
Employment & Wages 50.3
Unemployment Rate 52
Wage-to-Rent Ratio 97
Business Formation Rate 1
Community Vulnerability 34.0
Uninsured Rate 60
Disability Rate 8
Income & Poverty 22.6
Poverty Rate 23
Income vs. State Median 5
Child Poverty Rate 40

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Henry County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Henry County
Henry County, GA 56.2 Elevated —
Clayton County, GA 71.5 Serious +15.3
Spalding County, GA 70.3 Serious +14.2
Rockdale County, GA 64.4 Elevated +8.2
Newton County, GA 63.8 Elevated +7.6
Butts County, GA 61.6 Elevated +5.5
DeKalb County, GA 59.0 Elevated +2.8

Population Peers

County Score Zone vs. Henry County
Pinal County, AZ 55.9 Elevated -0.3
San Joaquin County, CA 55.9 Elevated -0.3
Santa Barbara County, CA 56.5 Elevated +0.3
Galveston County, TX 55.8 Elevated -0.4
Winnebago County, IL 56.7 Elevated +0.5

Download Data

Export all distress indicators for Henry County as a CSV file.

Find Help in Henry County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Henry County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Henry County, Georgia?

    Henry County has a County Distress Index score of 56.2 out of 100, placing it in the Elevated zone. It ranks 1,130th nationally out of 3,144 counties and 114th in Georgia out of 159 counties.

  • What drives financial distress in Henry County?

    The primary driver of distress in Henry County is Debt & Delinquency, where the county scores 89.9 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Henry County compare to neighboring counties?

    Henry County (56.2) can be compared to its 6 neighboring counties: Clayton County, GA (71.5); Spalding County, GA (70.3); Rockdale County, GA (64.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Henry County?

    Henry County, Georgia has a population of approximately 254,613 (2023 Census estimate), classified as a large county.