80.3 / 100
Crisis
3rd of 3,144 counties nationally
1st of 67 counties in Florida

Gadsden County, FL ranks among the most financially distressed counties in America with a score of 80.3 — 3rd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Florida, it ranks 1st of 67 counties. It scores higher than all 7 of its neighboring counties.

Five-Domain Breakdown

How Gadsden County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Debt & Delinquency

Primary Driver
91.8
Debt in Collections
96
Medical Debt
96
Student Loan Delinquency
93
Auto Loan Delinquency
93
Credit Card Delinquency
96
Bankruptcy Filing Rate
77

Income & Poverty

91.7
Poverty Rate
90
Income vs. State Median
94
Child Poverty Rate
91

Community Vulnerability

85.0
Uninsured Rate
91
Disability Rate
79

Housing Cost Burden

72.9
Rent-Burdened (30%+)
64
Severely Rent-Burdened (50%+)
84
Mortgage-Burdened (30%+)
62
Homeownership Rate
57
Rent-to-Income Ratio
97

Employment & Wages

60.0
Unemployment Rate
88
Wage-to-Rent Ratio
84
Business Formation Rate
8

How Gadsden County Compares

Neighboring Counties

County Score Zone Difference
Gadsden County, FL 80.3 Crisis
Calhoun County, FL 74.9 Serious Stress -5.4
Jackson County, FL 73.0 Serious Stress -7.3
Grady County, GA 71.0 Serious Stress -9.2
Decatur County, GA 70.7 Serious Stress -9.5
Liberty County, FL 70.2 Serious Stress -10.0

Population Peers

Counties with similar population (small) and closest distress scores nationally.

County Score Zone Difference
Wayne County, MO 80.2 Crisis -0.0
Dunklin County, MO 79.7 Serious Stress -0.6
Mitchell County, GA 79.6 Serious Stress -0.7
Phillips County, AR 79.2 Serious Stress -1.0
Sequoyah County, OK 79.2 Serious Stress -1.1

Download Data

Export all distress indicators for Gadsden County as a CSV file.

Resources

Gadsden County scores in the Crisis zone. If you or someone you know is experiencing financial hardship, free help is available.

Frequently Asked Questions

What is the distress score for Gadsden County, Florida?

Gadsden County has a County Distress Index score of 80.3 out of 100, placing it in the Crisis zone. It ranks 3rd nationally out of 3,144 counties and 1st in Florida out of 67 counties.

What drives financial distress in Gadsden County?

The primary driver of distress in Gadsden County is Debt & Delinquency, where the county scores 91.8 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

How does Gadsden County compare to neighboring counties?

Gadsden County (80.3) can be compared to its 5 neighboring counties: Calhoun County, FL (74.9); Jackson County, FL (73.0); Grady County, GA (71.0).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Gadsden County?

Gadsden County, Florida has a population of approximately 43,833 (2023 Census estimate), classified as a small county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.