Montrose County, Colorado

County Distress Index: Normal · 44.2 | 44,156 people · 26th most distressed in Colorado
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Montrose County, CO falls within the normal range for household financial distress at 44.2 — 2063rd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Colorado, it ranks 26th of 64 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Montrose County's primary driver is Housing Cost Burden at 69.1 — above the national median.

Housing Cost Burden Primary driver 69.1
Rent-Burdened (30%+) 84
Severely Rent-Burdened (50%+) 88
Mortgage-Burdened (30%+) 76
Homeownership Rate 49
Rent-to-Income Ratio 48
Community Vulnerability 52.0
Uninsured Rate 81
Disability Rate 23
Income & Poverty 42.6
Poverty Rate 26
Income vs. State Median 70
Child Poverty Rate 32
Employment & Wages 38.4
Unemployment Rate 49
Wage-to-Rent Ratio 63
Business Formation Rate 4
Debt & Delinquency 18.9
Debt in Collections 12
Medical Debt 7
Student Loan Delinquency 9
Auto Loan Delinquency 16
Credit Card Delinquency 28
Bankruptcy Filing Rate 42

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Montrose County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Montrose County
Montrose County, CO 44.2 Normal —
San Juan County, UT 64.0 Elevated +19.8
Grand County, UT 58.9 Elevated +14.7
Delta County, CO 58.5 Elevated +14.3
Mesa County, CO 49.1 Normal +4.9
Ouray County, CO 37.0 Normal -7.2
San Miguel County, CO 34.2 Healthy -10.0
Gunnison County, CO 33.1 Healthy -11.0

Population Peers

County Score Zone vs. Montrose County
Randolph County, IL 44.1 Normal -0.0
West Baton Rouge Parish, LA 44.1 Normal -0.1
Washington County, AL 44.3 Normal +0.1
Langlade County, WI 44.3 Normal +0.1
Waushara County, WI 44.0 Normal -0.1

Download Data

Export all distress indicators for Montrose County as a CSV file.

Find Help in Montrose County

Find an Attorney

Colorado Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Colorado Bar Association — Lawyer Referral Service 303-831-8000

Free Legal Aid

Legal aid organizations serving Montrose County residents at no cost.

Colorado Legal Services 303-837-1313 (Denver); 1-866-529-6257 (statewide)
Colorado Volunteer Lawyer Resource (CVLR) 303-722-0300
Colorado Bar Association — Lawyer Referral Service 303-831-8000 (Denver); 1-800-332-6736 (statewide)

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Montrose County, Colorado?

    Montrose County has a County Distress Index score of 44.2 out of 100, placing it in the Normal zone. It ranks 2,063rd nationally out of 3,144 counties and 26th in Colorado out of 64 counties.

  • What drives financial distress in Montrose County?

    The primary driver of distress in Montrose County is Housing Cost Burden, where the county scores 69.1 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Montrose County compare to neighboring counties?

    Montrose County (44.2) can be compared to its 7 neighboring counties: San Juan County, UT (64.0); Grand County, UT (58.9); Delta County, CO (58.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Montrose County?

    Montrose County, Colorado has a population of approximately 44,156 (2023 Census estimate), classified as a small county.