Arapahoe County, Colorado

County Distress Index: Normal · 44.6 | 656,061 people · 25th most distressed in Colorado
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Arapahoe County, CO falls within the normal range for household financial distress at 44.6 — 2022nd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Colorado, it ranks 25th of 64 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Arapahoe County's primary driver is Housing Cost Burden at 89.5 — worse than roughly 90% of U.S. counties.

Housing Cost Burden Primary driver 89.5
Rent-Burdened (30%+) 97
Severely Rent-Burdened (50%+) 90
Mortgage-Burdened (30%+) 93
Homeownership Rate 84
Rent-to-Income Ratio 83
Debt & Delinquency 41.8
Debt in Collections 36
Medical Debt 7
Student Loan Delinquency 45
Auto Loan Delinquency 43
Credit Card Delinquency 54
Bankruptcy Filing Rate 66
Employment & Wages 40.0
Unemployment Rate 41
Wage-to-Rent Ratio 77
Business Formation Rate 2
Community Vulnerability 33.3
Uninsured Rate 58
Disability Rate 8
Income & Poverty 18.7
Poverty Rate 21
Income vs. State Median 9
Child Poverty Rate 26

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Arapahoe County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Arapahoe County
Arapahoe County, CO 44.6 Normal —
Lincoln County, CO 49.8 Normal +5.2
Adams County, CO 49.8 Normal +5.1
Denver County, CO 42.7 Normal -1.9
Washington County, CO 42.0 Normal -2.7
Jefferson County, CO 33.3 Healthy -11.3
Elbert County, CO 23.4 Healthy -21.2
Douglas County, CO 23.2 Healthy -21.4

Population Peers

County Score Zone vs. Arapahoe County
Delaware County, PA 44.6 Normal 0.0
Ramsey County, MN 44.8 Normal +0.1
Northampton County, PA 44.5 Normal -0.2
Brazoria County, TX 44.9 Normal +0.3
Gloucester County, NJ 45.0 Normal +0.4

Download Data

Export all distress indicators for Arapahoe County as a CSV file.

Find Help in Arapahoe County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Arapahoe County.

NSC (NACA COUNSELING SUBSIDIARY) - DENVER, CO
AURORA
303-694-5437 Website
Foreclosure PreventionFinancial CounselingFair HousingPost-Purchase

See all counselors in Colorado →

Find an Attorney

Colorado Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Colorado Bar Association — Lawyer Referral Service 303-831-8000

Free Legal Aid

Legal aid organizations serving Arapahoe County residents at no cost.

Colorado Legal Services 303-837-1313 (Denver); 1-866-529-6257 (statewide)
Colorado Volunteer Lawyer Resource (CVLR) 303-722-0300
Colorado Bar Association — Lawyer Referral Service 303-831-8000 (Denver); 1-800-332-6736 (statewide)

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Colorado →

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Frequently Asked Questions

  • What is the distress score for Arapahoe County, Colorado?

    Arapahoe County has a County Distress Index score of 44.6 out of 100, placing it in the Normal zone. It ranks 2,022nd nationally out of 3,144 counties and 25th in Colorado out of 64 counties.

  • What drives financial distress in Arapahoe County?

    The primary driver of distress in Arapahoe County is Housing Cost Burden, where the county scores 89.5 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Arapahoe County compare to neighboring counties?

    Arapahoe County (44.6) can be compared to its 7 neighboring counties: Lincoln County, CO (49.8); Adams County, CO (49.8); Denver County, CO (42.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Arapahoe County?

    Arapahoe County, Colorado has a population of approximately 656,061 (2023 Census estimate), classified as a large county.