Trinity County, California

County Distress Index: Elevated · 63.0 | 15,670 people · 18th most distressed in California
American Default Research

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Trinity County, CA registers elevated household financial distress with a score of 63.0 — 624th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within California, it ranks 18th of 58 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Trinity County's primary driver is Income & Poverty at 91.0 — worse than roughly 91% of U.S. counties.

Income & Poverty Primary driver 91.0
Poverty Rate 88
Income vs. State Median 95
Child Poverty Rate 90
Employment & Wages 79.4
Unemployment Rate 90
Wage-to-Rent Ratio 56
Business Formation Rate 92
Community Vulnerability 72.6
Uninsured Rate 79
Disability Rate 66
Housing Cost Burden 53.6
Rent-Burdened (30%+) 35
Severely Rent-Burdened (50%+) 39
Mortgage-Burdened (30%+) 47
Homeownership Rate 57
Rent-to-Income Ratio 90
Debt & Delinquency 18.3
Debt in Collections 30
Medical Debt 7
Student Loan Delinquency 43
Auto Loan Delinquency 5
Credit Card Delinquency 12
Bankruptcy Filing Rate 13

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Trinity County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Trinity County
Trinity County, CA 63.0 Elevated —
Tehama County, CA 70.5 Serious +7.5
Mendocino County, CA 67.2 Serious +4.2
Humboldt County, CA 64.2 Elevated +1.2
Siskiyou County, CA 64.2 Elevated +1.2
Shasta County, CA 62.4 Elevated -0.6

Population Peers

County Score Zone vs. Trinity County
Adair County, KY 63.0 Elevated +0.0
Lincoln County, MT 62.9 Elevated -0.1
Montgomery County, NY 62.9 Elevated -0.1
Cedar County, MO 63.1 Elevated +0.1
Bladen County, NC 63.1 Elevated +0.1

Download Data

Export all distress indicators for Trinity County as a CSV file.

Find Help in Trinity County

Find an Attorney

State Bar of California — Find a Lawyer offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of California — Find a Lawyer 1-866-442-2529

Free Legal Aid

Legal aid organizations serving Trinity County residents at no cost.

Legal Aid Foundation of Los Angeles (LAFLA) 1-800-399-4529
Neighborhood Legal Services of Los Angeles County (NLSLA) 1-800-433-6251
Bay Area Legal Aid 1-800-551-5554
Legal Services of Northern California 1-800-822-9687
California Rural Legal Assistance (CRLA) 1-800-337-0690
Inland Counties Legal Services (ICLS) 1-888-245-4257
Legal Aid Society of San Diego 1-877-534-2524
Community Legal Aid SoCal 1-800-834-5001
California Indian Legal Services, Inc. (760) 746-8941
Central California Legal Services (800) 675-8001
Greater Bakersfield Legal Assistance, Inc. (661) 325-5943

Self-Help Resources

California Courts Self-Help — Foreclosure and Mortgage Help Official California courts self-help resource with information on foreclosure procedures, homeowner rights, tenant protections in foreclosure, and links to free legal help.
LawHelpCA — Foreclosure Prevention Statewide legal aid directory connecting Californians with free legal information and local legal aid providers for foreclosure prevention, including links to self-help guides and intake forms.
California Attorney General — Homeowner Bill of Rights Official AG page explaining HBOR protections, including fact sheets on dual-tracking prohibition, single point of contact, and how to file a complaint about servicer violations.
DFPI Mortgage Relief Resources DFPI consumer resources for housing and mortgage issues, including information on PACE financing, foreclosure scam alerts, and how to file complaints against licensees.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Trinity County, California?

    Trinity County has a County Distress Index score of 63.0 out of 100, placing it in the Elevated zone. It ranks 624th nationally out of 3,144 counties and 18th in California out of 58 counties.

  • What drives financial distress in Trinity County?

    The primary driver of distress in Trinity County is Income & Poverty, where the county scores 91.0 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Trinity County compare to neighboring counties?

    Trinity County (63.0) can be compared to its 5 neighboring counties: Tehama County, CA (70.5); Mendocino County, CA (67.2); Humboldt County, CA (64.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Trinity County?

    Trinity County, California has a population of approximately 15,670 (2023 Census estimate), classified as a small county.