46.3 / 100
Normal
1,873rd of 3,144 counties nationally
45th of 58 counties in California

San Diego County, CA falls within the normal range for household financial distress at 46.3 — 1873rd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within California, it ranks 45th of 58 counties. Among its 3 neighboring counties, 2 show more distress.

Five-Domain Breakdown

How San Diego County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Housing Cost Burden

Primary Driver
97.5
Rent-Burdened (30%+)
99
Severely Rent-Burdened (50%+)
95
Mortgage-Burdened (30%+)
98
Homeownership Rate
97
Rent-to-Income Ratio
99

Employment & Wages

64.5
Unemployment Rate
69
Wage-to-Rent Ratio
98
Business Formation Rate
26

Debt & Delinquency

29.7
Debt in Collections
19
Medical Debt
7
Student Loan Delinquency
30
Auto Loan Delinquency
31
Credit Card Delinquency
28
Bankruptcy Filing Rate
64

Community Vulnerability

23.0
Uninsured Rate
38
Disability Rate
8

Income & Poverty

16.9
Poverty Rate
21
Income vs. State Median
12
Child Poverty Rate
17

How San Diego County Compares

Neighboring Counties

County Score Zone Difference
San Diego County, CA 46.3 Normal
Imperial County, CA 70.9 Serious Stress +24.5
Riverside County, CA 56.0 Elevated +9.7
Orange County, CA 41.9 Normal -4.5

Population Peers

Counties with similar population (metro) and closest distress scores nationally.

County Score Zone Difference
Mecklenburg County, NC 44.0 Normal -2.4
Denton County, TX 43.5 Normal -2.9
Fulton County, GA 49.5 Normal +3.1
Sacramento County, CA 49.6 Normal +3.2
Maricopa County, AZ 50.1 Elevated +3.8

Download Data

Export all distress indicators for San Diego County as a CSV file.

Frequently Asked Questions

What is the distress score for San Diego County, California?

San Diego County has a County Distress Index score of 46.3 out of 100, placing it in the Normal zone. It ranks 1,873rd nationally out of 3,144 counties and 45th in California out of 58 counties.

What drives financial distress in San Diego County?

The primary driver of distress in San Diego County is Housing Cost Burden, where the county scores 97.5 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

How does San Diego County compare to neighboring counties?

San Diego County (46.3) can be compared to its 3 neighboring counties: Imperial County, CA (70.9); Riverside County, CA (56.0); Orange County, CA (41.9).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of San Diego County?

San Diego County, California has a population of approximately 3,269,973 (2023 Census estimate), classified as a metro county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.