38.7 / 100
Normal
2,423rd of 3,144 counties nationally
53rd of 58 counties in California

Alameda County, CA falls within the normal range for household financial distress at 38.7 — 2423rd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within California, it ranks 53rd of 58 counties. Its score is in the middle of its 6 neighboring counties.

Five-Domain Breakdown

How Alameda County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Housing Cost Burden

Primary Driver
91.8
Rent-Burdened (30%+)
87
Severely Rent-Burdened (50%+)
86
Mortgage-Burdened (30%+)
95
Homeownership Rate
97
Rent-to-Income Ratio
94

Employment & Wages

64.5
Unemployment Rate
69
Wage-to-Rent Ratio
92
Business Formation Rate
32

Debt & Delinquency

20.8
Debt in Collections
10
Medical Debt
7
Student Loan Delinquency
30
Auto Loan Delinquency
36
Credit Card Delinquency
20
Bankruptcy Filing Rate
23

Income & Poverty

9.6
Poverty Rate
16
Income vs. State Median
5
Child Poverty Rate
8

Community Vulnerability

7.0
Uninsured Rate
9
Disability Rate
5

How Alameda County Compares

Neighboring Counties

County Score Zone Difference
Alameda County, CA 38.7 Normal
Stanislaus County, CA 59.5 Elevated +20.8
San Joaquin County, CA 55.9 Elevated +17.1
Contra Costa County, CA 41.1 Normal +2.4
San Francisco County, CA 29.2 Healthy -9.6
Santa Clara County, CA 27.7 Healthy -11.0

Population Peers

Counties with similar population (metro) and closest distress scores nationally.

County Score Zone Difference
New York County, NY 39.3 Normal +0.6
Collin County, TX 38.1 Normal -0.6
Travis County, TX 39.8 Normal +1.1
Salt Lake County, UT 40.5 Normal +1.8
Contra Costa County, CA 41.1 Normal +2.4

Download Data

Export all distress indicators for Alameda County as a CSV file.

Frequently Asked Questions

What is the distress score for Alameda County, California?

Alameda County has a County Distress Index score of 38.7 out of 100, placing it in the Normal zone. It ranks 2,423rd nationally out of 3,144 counties and 53rd in California out of 58 counties.

What drives financial distress in Alameda County?

The primary driver of distress in Alameda County is Housing Cost Burden, where the county scores 91.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

How does Alameda County compare to neighboring counties?

Alameda County (38.7) can be compared to its 5 neighboring counties: Stanislaus County, CA (59.5); San Joaquin County, CA (55.9); Contra Costa County, CA (41.1).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Alameda County?

Alameda County, California has a population of approximately 1,622,188 (2023 Census estimate), classified as a metro county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.