Navajo County, Arizona

County Distress Index: Serious · 71.4 | 109,175 people · 1st most distressed in Arizona

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Navajo County, AZ shows significant household financial distress with a score of 71.4 — 149th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Arizona, it ranks 1st of 15 counties. It scores higher than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Navajo County's primary driver is Income & Poverty at 90.1 — worse than roughly 90% of U.S. counties.

Income & Poverty Primary driver 90.1
Poverty Rate 95
Income vs. State Median 87
Child Poverty Rate 89
Employment & Wages 79.5
Unemployment Rate 92
Wage-to-Rent Ratio 83
Business Formation Rate 64
Community Vulnerability 76.0
Uninsured Rate 89
Disability Rate 63
Debt & Delinquency 69.0
Debt in Collections 81
Medical Debt 62
Student Loan Delinquency 85
Auto Loan Delinquency 98
Credit Card Delinquency 71
Bankruptcy Filing Rate 18
Housing Cost Burden 42.1
Rent-Burdened (30%+) 21
Severely Rent-Burdened (50%+) 18
Mortgage-Burdened (30%+) 16
Homeownership Rate 58
Rent-to-Income Ratio 96

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Navajo County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Navajo County
Navajo County, AZ 71.4 Serious
Gila County, AZ 69.6 Serious -1.8
Apache County, AZ 68.7 Serious -2.6
San Juan County, UT 64.0 Elevated -7.4
Coconino County, AZ 62.0 Elevated -9.4
Graham County, AZ 50.0 Elevated -21.3

Population Peers

County Score Zone vs. Navajo County
Carter County, TN 71.4 Serious -0.0
Nacogdoches County, TX 71.5 Serious +0.1
Muscogee County, GA 71.1 Serious -0.3
Imperial County, CA 70.9 Serious -0.5
Polk County, TX 70.8 Serious -0.5

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