50.1 / 100
Elevated
1,591st of 3,144 counties nationally
13th of 15 counties in Arizona

Maricopa County, AZ registers elevated household financial distress with a score of 50.1 — 1591st nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Arizona, it ranks 13th of 15 counties. It scores lower than all 6 of its neighboring counties.

Five-Domain Breakdown

How Maricopa County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Housing Cost Burden

Primary Driver
82.2
Rent-Burdened (30%+)
89
Severely Rent-Burdened (50%+)
81
Mortgage-Burdened (30%+)
75
Homeownership Rate
84
Rent-to-Income Ratio
82

Debt & Delinquency

61.9
Debt in Collections
55
Medical Debt
60
Student Loan Delinquency
66
Auto Loan Delinquency
61
Credit Card Delinquency
60
Bankruptcy Filing Rate
71

Community Vulnerability

42.4
Uninsured Rate
69
Disability Rate
16

Employment & Wages

42.3
Unemployment Rate
41
Wage-to-Rent Ratio
79
Business Formation Rate
7

Income & Poverty

21.7
Poverty Rate
30
Income vs. State Median
6
Child Poverty Rate
29

How Maricopa County Compares

Neighboring Counties

County Score Zone Difference
Maricopa County, AZ 50.1 Elevated
Gila County, AZ 69.6 Serious Stress +19.5
La Paz County, AZ 67.2 Serious Stress +17.1
Yuma County, AZ 64.0 Elevated +13.9
Pima County, AZ 56.3 Elevated +6.2
Pinal County, AZ 55.9 Elevated +5.8

Population Peers

Counties with similar population (metro) and closest distress scores nationally.

County Score Zone Difference
Sacramento County, CA 49.6 Normal -0.5
Fulton County, GA 49.5 Normal -0.6
Cook County, IL 50.8 Elevated +0.7
Franklin County, OH 51.8 Elevated +1.7
Queens County, NY 53.3 Elevated +3.3

Download Data

Export all distress indicators for Maricopa County as a CSV file.

Resources

Maricopa County scores in the Elevated zone. If you or someone you know is experiencing financial hardship, free help is available.

Frequently Asked Questions

What is the distress score for Maricopa County, Arizona?

Maricopa County has a County Distress Index score of 50.1 out of 100, placing it in the Elevated zone. It ranks 1,591st nationally out of 3,144 counties and 13th in Arizona out of 15 counties.

What drives financial distress in Maricopa County?

The primary driver of distress in Maricopa County is Housing Cost Burden, where the county scores 82.2 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

How does Maricopa County compare to neighboring counties?

Maricopa County (50.1) can be compared to its 5 neighboring counties: Gila County, AZ (69.6); La Paz County, AZ (67.2); Yuma County, AZ (64.0).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Maricopa County?

Maricopa County, Arizona has a population of approximately 4,585,871 (2023 Census estimate), classified as a metro county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.