Apache County, Arizona

County Distress Index: Serious · 68.7 | 65,036 people · 3rd most distressed in Arizona

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Apache County, AZ shows significant household financial distress with a score of 68.7 — 273rd nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Arizona, it ranks 3rd of 15 counties. Among its 9 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Apache County's primary driver is Income & Poverty at 97.3 — worse than roughly 97% of U.S. counties.

Income & Poverty Primary driver 97.3
Poverty Rate 98
Income vs. State Median 98
Child Poverty Rate 96
Employment & Wages 81.8
Unemployment Rate 98
Wage-to-Rent Ratio 49
Business Formation Rate 98
Debt & Delinquency 75.6
Debt in Collections 97
Medical Debt 76
Student Loan Delinquency 97
Auto Loan Delinquency 100
Credit Card Delinquency 80
Bankruptcy Filing Rate 5
Community Vulnerability 62.5
Uninsured Rate 97
Disability Rate 28
Housing Cost Burden 26.6
Rent-Burdened (30%+) 4
Severely Rent-Burdened (50%+) 7
Mortgage-Burdened (30%+) 1
Homeownership Rate 23
Rent-to-Income Ratio 98

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Apache County compares to its 9 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Apache County
Apache County, AZ 68.7 Serious
McKinley County, NM 76.1 Serious +7.4
Cibola County, NM 75.5 Serious +6.8
Navajo County, AZ 71.4 Serious +2.6
San Juan County, UT 64.0 Elevated -4.7
San Juan County, NM 63.1 Elevated -5.7
Catron County, NM 60.4 Elevated -8.4
Montezuma County, CO 57.9 Elevated -10.9
Graham County, AZ 50.0 Elevated -18.7
Greenlee County, AZ 31.1 Healthy -37.6

Population Peers

County Score Zone vs. Apache County
Walker County, TX 68.8 Serious +0.0
Henderson County, TX 68.8 Serious +0.1
Ashtabula County, OH 68.6 Serious -0.1
Norfolk city, VA 68.6 Serious -0.1
Chaves County, NM 68.5 Serious -0.2

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