Household Distress Through the Family Lens
The quarterly update now points to the family-v1 ADI methodology instead of the retired component engine.
The old quarterly update was written against the retired ADI component engine. The family rebuild changes the frame. ADI reports a national condition score from five equal-weighted domains, each built from input percentiles within that input’s own history.
This page is retained as a routing note for older links. The maintained reading, methodology, and domain table are on the canonical ADI surfaces.
The ADI reference page publishes any national band label only beside the literal engine reading, and quarter-rank context comes from the separate rank-in-history field.
Use ADI for the national score and Methodology for the family method.
Refresh Trace
2026-06-12| Co-moving indicator | Source | Period | Delta |
|---|---|---|---|
| CFPB Consumer Complaint Volume | Consumer Financial Protection Bureau | 2026-05 | +33131 |
| Continued Unemployment Claims (SA) | DOL via FRED | 2026-05-30 | +18000 |
| Total Consumer Credit Outstanding | Federal Reserve via FRED | 2026-04 | +12549.92 |
| Total Revolving Credit Outstanding | Federal Reserve via FRED | 2026-04 | +11700.88 |
| Initial Unemployment Claims (SA) | DOL via FRED | 2026-06-06 | +4000 |
Ross Kilburn has spent over two decades working directly with financially distressed American households — from negotiating more than 1,000 short sales during the Great Recession to generating leads for a foreclosure defense law firm today. He is the author of The Complete Guide to Short Sales and the founder of American Default Research. Full bio →
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