AI Workforce Displacement and Default Data

Published: February 2026 | American Default Research

The AWI and ADI measure different systems. AWI keeps its own zone vocabulary; ADI uses the family-method national bands with the engine reading.

The American Worker Index and the American Distress Index answer different questions. AWI tracks AI workforce displacement pressure and keeps its own zone vocabulary. ADI tracks household financial distress under the family method and uses national band labels only beside the engine reading.

The earlier version of this page blurred that boundary by pairing AI pipeline language with retired ADI framing. This revision keeps the measurement split explicit. AWI remains upstream context outside the ADI composite.

The ADI reference page publishes the maintained national reading through canonical facts. The composite is a mean of input percentiles rather than a percentile rank of quarters.

Use AWI for workforce displacement data and ADI for household financial distress data.

Refresh Trace

2026-06-12
ADI 44.6 2025-Q4 · Band 3 of 5 - On average, its inputs sit higher than in 45% of their own quarterly histories since 2005
Tracked Rank 7 / 7 refresh history
Refresh Delta -19.95 2026-06-12
Co-moving indicator Source Period Delta
CFPB Consumer Complaint Volume Consumer Financial Protection Bureau 2026-05 +33131
Continued Unemployment Claims (SA) DOL via FRED 2026-05-30 +18000
Total Consumer Credit Outstanding Federal Reserve via FRED 2026-04 +12549.92
Total Revolving Credit Outstanding Federal Reserve via FRED 2026-04 +11700.88
Initial Unemployment Claims (SA) DOL via FRED 2026-06-06 +4000
AI WorkforceAWILabor MarketLayoffsFinancial Distress
Ross Kilburn

Ross Kilburn has spent over two decades working directly with financially distressed American households — from negotiating more than 1,000 short sales during the Great Recession to generating leads for a foreclosure defense law firm today. He is the author of The Complete Guide to Short Sales and the founder of American Default Research. Full bio →

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