Monthly FHA Loan Endorsements
New FHA-insured purchase and refinance loans endorsed each month, nationwide
Where the Monthly FHA Loan Endorsements stands now
The Monthly FHA Loan Endorsements was 79,000 in August 2026.
How the Monthly FHA Loan Endorsements has moved since 2024
Monthly FHA Loan Endorsements
New FHA-insured loans endorsed per month (purchase + refinance), HUD Portfolio Snapshot: 79,000 in August 2026. Monthly, 2024–2026.
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The quote: Monthly FHA Loan Endorsements: 78,925 as of August 2026, and rising. Source: U.S. Department of Housing and Urban Development, Federal Housing Administration.
What the Monthly FHA Loan Endorsements measures
Measurement basis: Count of new FHA-insured single-family forward mortgages (purchase + refinance combined) endorsed in the calendar month, from HUD's monthly Portfolio Snapshot loan-level file. Verified against every row's own Endorsement Year/Month column: this is a flow of that month's new endorsements, not a stock of the active insured portfolio (HUD's separate FHALPT report — fha_all_past_due_hud — covers the ~8.4 million-loan active book). The workbook carries no delinquency, default, claim or loss-mitigation field.
Monthly FHA Loan Endorsements by month, 2024 to 2026
| Month | Count | Change from a year earlier |
|---|---|---|
| Aug 2026 | 78.925K | +1.915K |
| Jul 2026 | 87.538K | +3.939K |
| Jun 2026 | 87.492K | +9.235K |
| May 2026 | 80.572K | +6.183K |
| Apr 2026 | 80.23K | +5.775K |
| Mar 2026 | 74.924K | +10.72K |
| Feb 2026 | 62.313K | +2.279K |
| Jan 2026 | 74.742K | +12 |
| Dec 2025 | 81.063K | +7.905K |
| Nov 2025 | 68.555K | +916 |
| Oct 2025 | 83.99K | +10.21K |
| Sep 2025 | 75.251K | +8.141K |
| Aug 2025 | 77.01K | +5.31K |
| Jul 2025 | 83.599K | — |
| Jun 2025 | 78.257K | — |
| May 2025 | 74.389K | — |
| Apr 2025 | 74.455K | — |
| Mar 2025 | 64.204K | — |
| Feb 2025 | 60.034K | — |
| Jan 2025 | 74.73K | — |
| Dec 2024 | 73.158K | — |
| Nov 2024 | 67.639K | — |
| Oct 2024 | 73.78K | — |
| Sep 2024 | 67.11K | — |
| Aug 2024 | 71.7K | — |
Monthly · U.S. Department of Housing and Urban Development, Federal Housing Administration
Counties with the highest delinquency scores
There's no county figure for this measure, so this list uses the delinquency part of our County Distress Index.
| Rank | County | Score (0–100) |
|---|---|---|
| 1 | Coahoma County, MS | 99.5 |
| 2 | Leflore County, MS | 99.4 |
| 3 | Washington County, MS | 99.3 |
| 4 | Williamsburg County, SC | 99.2 |
| 5 | Clayton County, GA | 99.2 |
| 6 | Yazoo County, MS | 98.6 |
| 7 | Dillon County, SC | 98.5 |
| 8 | Sunflower County, MS | 98.5 |
| 9 | Dallas County, AL | 98.2 |
| 10 | Marlboro County, SC | 98.1 |
Common questions about the Monthly FHA Loan Endorsements
What does Monthly FHA Loan Endorsements measure?
New FHA-insured purchase and refinance loans endorsed each month, nationwide
Why track Monthly FHA Loan Endorsements as a sign of financial distress?
Monthly FHA Loan Endorsements is one of the indicators tracked by the American Distress Index (ADI), which measures five dimensions of U.S. household financial distress: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Changes in this indicator contribute to the overall distress picture.
Where does the Monthly FHA Loan Endorsements data come from?
This data comes from U.S. Department of Housing and Urban Development, Federal Housing Administration. More information: https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot. The American Distress Index updates this indicator monthly.
Sources and method for the Monthly FHA Loan Endorsements
- U.S. Department of Housing and Urban Development, Federal Housing Administration Measurement basis: Count of new FHA-insured single-family forward mortgages (purchase + refinance combined) endorsed in the calendar month, from HUD's monthly Portfolio Snapshot loan-level file. Verified against every row's own Endorsement Year/Month column: this is a flow of that month's new endorsements, not a stock of the active insured portfolio (HUD's separate FHALPT report — fha_all_past_due_hud — covers the ~8.4 million-loan active book). The workbook carries no delinquency, default, claim or loss-mitigation field. We use the monthly figures as published, from August 2024 through August 2026, with no adjustment of our own. U.S. Department of Housing and Urban Development’s report