About half people with a credit file in Dillon County, South Carolina, have unpaid debt sent to a collector

In Dillon County, 49.9% of people with a credit file had unpaid debt sent to a collector (Urban Institute, Debt in America, August 2025). That is higher than in 99% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
11th
of 46 counties in South Carolina
92score /100

More distressed than 92% of U.S. counties.

What drives Dillon County's score

In Dillon County, late payments on loans weigh most: the score for late payments on loans is 98.5. People with a credit card behind: 13.6%, August 2025, higher than in 99% of U.S. counties. Jobs come next, at 85.5.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Dillon County does better than most counties on two measures: bankruptcy filings per 100,000 people (75.8, 2025) and renters paying half their income or more in rent (17.2%, 2020 to 2024).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Dillon County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Late payments

    Biggest factor
    98.6 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      14.5% · August 2025
      98th percentile
    • People with a credit card behind
      13.6% · August 2025
      99th percentile
    • People with a subprime credit score
      42.9% · Q4 2025
      97th percentile
  • Jobs

    85.5 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      26.5% · 2020 to 2024
      79th percentile
    • Unemployment rate, 12-month average
      5.8% · Sep 2025 to Aug 2026
      91st percentile
  • Income and safety net

    85.4 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      31.9% · 2024
      93rd percentile
    • People with a disability
      17.4% · 2020 to 2024
      62nd percentile
    • Median household income (lower income, longer bar)
      $47,478 · 2024
      94th percentile
    • People below the poverty line
      23.8% · 2024
      94th percentile
    • People without health insurance
      12.5% · 2020 to 2024
      80th percentile
  • Collections and bankruptcy

    61.2 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      49.9% · August 2025
      99th percentile
    • Bankruptcy filings per 100,000 people
      75.8 · 2025
      22nd percentile
  • Housing costs

    55.3 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      22.4% · fiscal year 2027
      66th percentile
    • Renters paying half their income or more in rent
      17.2% · 2020 to 2024
      44th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Dillon County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Dillon County

48 12 41

South Carolina

56 21 23

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Dillon County in 2024, pay from work was 48 cents of every dollar of income. Income from investments and rentals was 12 cents. Benefit checks were 41 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 11 cents of every dollar in 1969, but pay from work still brings in more.

In Dillon County, benefit checks rose from 11 to 41 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Dillon County, South Carolina: 40.5% and 47.7% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 40.5% Pay 47.7% 0%20%40%60%80% 196920002024 Benefits 40.5% Pay 47.7%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Dillon County, South Carolina American Default · americandefault.org

Use this chart Free to use with credit

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The quote: In 2024, benefit checks made up 40.5% of all personal income in Dillon County, South Carolina (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Dillon County, 18.0% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Dillon County has changed

The number of people living in Dillon County stayed about the same between 1969 and 2024, from 29,394 to 27,577. The number of jobs located there stayed about the same from 1990 to 2024.

Unemployment fell from 7.5% in 1990 to 6.0% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 29,394 2024 27,577 BEA
Jobs located in the countyBLS QCEW 1990 8,854 2024 9,504 BLS QCEW
Unemployment rateBLS LAUS 1990 7.5% 2025 6.0% BLS LAUS
People below the poverty lineCensus SAIPE 1989 30.4% 2024 23.8% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $17,167 2024 $47,478 Census SAIPE
Share of income from benefit checksBEA 1969 11.2% 2024 40.5% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Dillon County's history

  1. Largest decennial census count

    The county's largest recorded population was the 2010 Census count of 32,062. The 2020 Census counted 28,292, 88% of the peak. Census Bureau

  2. 1910

    Founded in 1910 from a portion of Marion County. Wikipedia

  3. 1963

    Tornado: $2.5 million in property damage, three deaths. NOAA Storm Events Database

  4. 1965

    Tornado: $2.5 million in property damage. NOAA Storm Events Database

  5. 1980

    Tornado: $2.5 million in property damage. NOAA Storm Events Database

  6. 2016

    Flash flood: $1 million in property damage. NOAA Storm Events Database

  7. Since 1989

    29 federal disaster and emergency declarations have covered Dillon County, 3 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Dillon County beside its neighbors

Of the five counties that border Dillon County, in South Carolina and North Carolina, three score higher. For the share of income from benefit checks, Dillon County ranks 3rd of the six; Robeson County is highest, at 41.0%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Marlboro County, SC 98 2nd of 46 30.2% 40.5%
Robeson County, NC 97 3rd of 100 23.7% 41.0%
Marion County, SC 94 7th of 46 30.8% 39.9%
Dillon County, SC 92 11th of 46 23.8% 40.5%
Florence County, SC 89 16th of 46 17.5% 27.7%
Horry County, SC 76 25th of 46 14.0% 32.6%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Dillon County the poorest county in South Carolina?

No, Dillon County's poverty rate was 23.8% in 2024, 7th highest of 46 in South Carolina (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Allendale County, at 31.6%. On our distress index, which counts more than poverty, Dillon County ranks 11th of 46 in the state.

Dillon County in photographs

Places in Dillon County from Wikimedia Commons, each captioned in its photographer's own words.

Little Pee Dee River at w:Dillon, South Carolina

Little Pee Dee River at w:Dillon, South Carolina.

Photo: Pollinator via Wikimedia Commons, CC BY-SA 3.0

Spivey's Mill Pond is just off South Carolina Highway 41 in Dillon County very near the North Carolina state line

Spivey's Mill Pond is just off South Carolina Highway 41 in Dillon County very near the North Carolina state line.

Photo: Gerry Dincher from Hope Mills, NC via Wikimedia Commons, CC BY-SA 2.0

Dillon County, South Carolina: common questions

What is the poverty rate in Dillon County, South Carolina?

23.8% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in four people. Among children it was 31.9%.

Is Dillon County the poorest county in South Carolina?

No, Dillon County's poverty rate was 23.8% in 2024, 7th highest of 46 in South Carolina (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Allendale County, at 31.6%. On our distress index, which counts more than poverty, Dillon County ranks 11th of 46 in the state.

What is the population of Dillon County, South Carolina?

About 27,577 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 28,292, 88% of the county's peak of 32,062 in 2010.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Dillon County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

South Carolina foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Dillon County · Every U.S. county (CSV)

Cite this Dillon County, South Carolina, scores 92 on the County Distress Index (data through Aug 2026): more distressed than 92% of U.S. counties · American Default Research · americandefault.org/counties/south-carolina/dillon-county-sc/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Dillon County comes from, 2024.
  • History The agencies named in each row and the linked records above.