Albany County, Wyoming

County Distress Index: Normal · 43.6 | 38,257 people · 7th most distressed in Wyoming
American Default Research

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Albany County, WY falls within the normal range for household financial distress at 43.6 — 2111th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Wyoming, it ranks 7th of 23 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Albany County's primary driver is Housing Cost Burden at 80.1 — worse than roughly 80% of U.S. counties.

Housing Cost Burden Primary driver 80.1
Rent-Burdened (30%+) 94
Severely Rent-Burdened (50%+) 98
Mortgage-Burdened (30%+) 78
Homeownership Rate 98
Rent-to-Income Ratio 32
Income & Poverty 58.2
Poverty Rate 71
Income vs. State Median 84
Child Poverty Rate 19
Debt & Delinquency 35.0
Debt in Collections 31
Medical Debt 78
Student Loan Delinquency 17
Auto Loan Delinquency 38
Credit Card Delinquency 26
Bankruptcy Filing Rate 20
Community Vulnerability 27.0
Uninsured Rate 47
Disability Rate 7
Employment & Wages 17.7
Unemployment Rate 16
Wage-to-Rent Ratio 16
Business Formation Rate 21

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Albany County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Albany County
Albany County, WY 43.6 Normal —
Laramie County, WY 42.5 Normal -1.1
Platte County, WY 41.4 Normal -2.2
Carbon County, WY 39.0 Normal -4.6
Larimer County, CO 36.4 Normal -7.2
Converse County, WY 35.5 Normal -8.1
Jackson County, CO 30.5 Healthy -13.1

Population Peers

County Score Zone vs. Albany County
Crawford County, WI 43.6 Normal +0.0
Monroe County, WI 43.6 Normal -0.0
Montgomery County, IN 43.7 Normal +0.1
Paulding County, OH 43.5 Normal -0.1
Susquehanna County, PA 43.5 Normal -0.1

Download Data

Export all distress indicators for Albany County as a CSV file.

Find Help in Albany County

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Wyoming State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Wyoming State Bar Lawyer Referral Service 307-632-9061

Free Legal Aid

Legal aid organizations serving Albany County residents at no cost.

Wyoming Legal Services 1-877-432-9955
Legal Aid of Wyoming, Inc. (307) 432-0807

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Frequently Asked Questions

  • What is the distress score for Albany County, Wyoming?

    Albany County has a County Distress Index score of 43.6 out of 100, placing it in the Normal zone. It ranks 2,111th nationally out of 3,144 counties and 7th in Wyoming out of 23 counties.

  • What drives financial distress in Albany County?

    The primary driver of distress in Albany County is Housing Cost Burden, where the county scores 80.1 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Albany County compare to neighboring counties?

    Albany County (43.6) can be compared to its 6 neighboring counties: Laramie County, WY (42.5); Platte County, WY (41.4); Carbon County, WY (39.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Albany County?

    Albany County, Wyoming has a population of approximately 38,257 (2023 Census estimate), classified as a small county.