Lynchburg city, Virginia

County Distress Index: Elevated · 57.9 | 79,535 people · 40th most distressed in Virginia

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Lynchburg city, VA registers elevated household financial distress with a score of 57.9 — 1004th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Virginia, it ranks 40th of 133 counties. It scores higher than all 3 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lynchburg city's primary driver is Housing Cost Burden at 82.8 — worse than roughly 83% of U.S. counties.

Housing Cost Burden Primary driver 82.8
Rent-Burdened (30%+) 81
Severely Rent-Burdened (50%+) 91
Mortgage-Burdened (30%+) 69
Homeownership Rate 99
Rent-to-Income Ratio 75
Income & Poverty 75.4
Poverty Rate 82
Income vs. State Median 72
Child Poverty Rate 72
Debt & Delinquency 55.4
Debt in Collections 59
Medical Debt 19
Student Loan Delinquency 36
Auto Loan Delinquency 71
Credit Card Delinquency 69
Bankruptcy Filing Rate 80
Employment & Wages 47.2
Unemployment Rate 64
Wage-to-Rent Ratio 44
Business Formation Rate 34
Community Vulnerability 28.5
Uninsured Rate 35
Disability Rate 22

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lynchburg city compares to its 3 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lynchburg city
Lynchburg city, VA 57.9 Elevated
Amherst County, VA 52.6 Elevated -5.3
Campbell County, VA 40.8 Normal -17.1
Bedford County, VA 34.6 Healthy -23.3

Population Peers

County Score Zone vs. Lynchburg city
Jones County, MS 57.9 Elevated +0.1
Fremont County, CO 57.8 Elevated -0.1
Franklin County, MA 57.7 Elevated -0.2
Cattaraugus County, NY 58.0 Elevated +0.2
Vermilion County, IL 58.1 Elevated +0.2

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HUD-Approved Housing Counselors

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LYNCHBURG COMMUNITY ACTION GROUP, INCORPORATE (AKA LYNCAG)
Lynchburg
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