Isle of Wight County, Virginia

County Distress Index: Normal · 36.9 | 40,711 people · 105th most distressed in Virginia
American Default Research

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Isle of Wight County, VA falls within the normal range for household financial distress at 36.9 — 2541st nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Virginia, it ranks 105th of 133 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Isle of Wight County's primary driver is Housing Cost Burden at 56.6 — above the national median.

Housing Cost Burden Primary driver 56.6
Rent-Burdened (30%+) 36
Severely Rent-Burdened (50%+) 73
Mortgage-Burdened (30%+) 92
Homeownership Rate 13
Rent-to-Income Ratio 68
Employment & Wages 54.3
Unemployment Rate 34
Wage-to-Rent Ratio 92
Business Formation Rate 37
Debt & Delinquency 43.4
Debt in Collections 37
Medical Debt 22
Student Loan Delinquency 67
Auto Loan Delinquency 29
Credit Card Delinquency 23
Bankruptcy Filing Rate 82
Community Vulnerability 22.7
Uninsured Rate 10
Disability Rate 35
Income & Poverty 7.4
Poverty Rate 5
Income vs. State Median 8
Child Poverty Rate 10

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Isle of Wight County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Isle of Wight County
Isle of Wight County, VA 36.9 Normal —
Newport News city, VA 65.8 Serious +28.9
Franklin city, VA 65.4 Serious +28.5
Southampton County, VA 51.0 Elevated +14.1
Suffolk city, VA 48.8 Normal +11.9
Surry County, VA 37.3 Normal +0.5
James City County, VA 35.2 Normal -1.7

Population Peers

County Score Zone vs. Isle of Wight County
Millard County, UT 36.9 Normal -0.0
Ford County, IL 37.0 Normal +0.1
Lincoln County, WA 36.8 Normal -0.1
Dodge County, NE 36.8 Normal -0.1
Marshall County, IN 36.8 Normal -0.1

Download Data

Export all distress indicators for Isle of Wight County as a CSV file.

Find Help in Isle of Wight County

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Isle of Wight County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Isle of Wight County, Virginia?

    Isle of Wight County has a County Distress Index score of 36.9 out of 100, placing it in the Normal zone. It ranks 2,541st nationally out of 3,144 counties and 105th in Virginia out of 133 counties.

  • What drives financial distress in Isle of Wight County?

    The primary driver of distress in Isle of Wight County is Housing Cost Burden, where the county scores 56.6 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Isle of Wight County compare to neighboring counties?

    Isle of Wight County (36.9) can be compared to its 6 neighboring counties: Newport News city, VA (65.8); Franklin city, VA (65.4); Southampton County, VA (51.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Isle of Wight County?

    Isle of Wight County, Virginia has a population of approximately 40,711 (2023 Census estimate), classified as a small county.