Hampton city, Virginia

County Distress Index: Elevated · 64.3 | 137,098 people · 17th most distressed in Virginia
American Default Research

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Hampton city, VA registers elevated household financial distress with a score of 64.3 — 541st nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Virginia, it ranks 17th of 133 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Hampton city's primary driver is Housing Cost Burden at 94.5 — worse than roughly 95% of U.S. counties.

Housing Cost Burden Primary driver 94.5
Rent-Burdened (30%+) 96
Severely Rent-Burdened (50%+) 93
Mortgage-Burdened (30%+) 91
Homeownership Rate 96
Rent-to-Income Ratio 96
Debt & Delinquency 77.8
Debt in Collections 81
Medical Debt 20
Student Loan Delinquency 93
Auto Loan Delinquency 89
Credit Card Delinquency 93
Bankruptcy Filing Rate 91
Employment & Wages 55.2
Unemployment Rate 64
Wage-to-Rent Ratio 87
Business Formation Rate 15
Income & Poverty 47.5
Poverty Rate 48
Income vs. State Median 40
Child Poverty Rate 55
Community Vulnerability 46.7
Uninsured Rate 39
Disability Rate 54

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Hampton city compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Hampton city
Hampton city, VA 64.3 Elevated —
Portsmouth city, VA 70.7 Serious +6.4
Norfolk city, VA 68.6 Serious +4.3
Newport News city, VA 65.8 Serious +1.5
Northampton County, VA 60.9 Elevated -3.4
Virginia Beach city, VA 43.4 Normal -21.0
York County, VA 33.8 Healthy -30.6
Poquoson city, VA 26.7 Healthy -37.7

Population Peers

County Score Zone vs. Hampton city
Rockdale County, GA 64.4 Elevated +0.1
Laurens County, SC 64.4 Elevated +0.1
Athens County, OH 64.3 Elevated -0.1
Humboldt County, CA 64.2 Elevated -0.1
Harrison County, MS 64.5 Elevated +0.1

Download Data

Export all distress indicators for Hampton city as a CSV file.

Find Help in Hampton city

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Hampton city.

HAMPTON REDEVELOPMENT AND HOUSING AUTHORITY
Hampton
757-727-1521
Foreclosure PreventionMortgage HelpFinancial CounselingFinancial Counseling

See all counselors in Virginia →

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Hampton city residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Virginia →

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Frequently Asked Questions

  • What is the distress score for Hampton city, Virginia?

    Hampton city has a County Distress Index score of 64.3 out of 100, placing it in the Elevated zone. It ranks 541st nationally out of 3,144 counties and 17th in Virginia out of 133 counties.

  • What drives financial distress in Hampton city?

    The primary driver of distress in Hampton city is Housing Cost Burden, where the county scores 94.5 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Hampton city compare to neighboring counties?

    Hampton city (64.3) can be compared to its 7 neighboring counties: Portsmouth city, VA (70.7); Norfolk city, VA (68.6); Newport News city, VA (65.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Hampton city?

    Hampton city, Virginia has a population of approximately 137,098 (2023 Census estimate), classified as a mid county.