Floyd County, Virginia

County Distress Index: Normal · 37.7 | 15,679 people · 101st most distressed in Virginia
American Default Research

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Floyd County, VA falls within the normal range for household financial distress at 37.7 — 2503rd nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Virginia, it ranks 101st of 133 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Floyd County's primary driver is Employment & Wages at 55.8 — above the national median.

Employment & Wages Primary driver 55.8
Unemployment Rate 23
Wage-to-Rent Ratio 85
Business Formation Rate 60
Income & Poverty 43.6
Poverty Rate 30
Income vs. State Median 65
Child Poverty Rate 36
Community Vulnerability 34.4
Uninsured Rate 42
Disability Rate 27
Debt & Delinquency 29.8
Debt in Collections 23
Medical Debt 16
Student Loan Delinquency 47
Auto Loan Delinquency 51
Credit Card Delinquency 7
Bankruptcy Filing Rate 34
Housing Cost Burden 24.9
Rent-Burdened (30%+) 20
Severely Rent-Burdened (50%+) 9
Mortgage-Burdened (30%+) 36
Homeownership Rate 5
Rent-to-Income Ratio 54

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Floyd County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Floyd County
Floyd County, VA 37.7 Normal —
Carroll County, VA 59.5 Elevated +21.8
Pulaski County, VA 57.7 Elevated +20.0
Patrick County, VA 55.8 Elevated +18.1
Montgomery County, VA 43.8 Normal +6.1
Franklin County, VA 39.6 Normal +1.9
Roanoke County, VA 30.3 Healthy -7.4

Population Peers

County Score Zone vs. Floyd County
Nelson County, KY 37.7 Normal +0.0
Knox County, ME 37.7 Normal +0.0
North Slope Borough, AK 37.6 Normal -0.0
Orange County, VT 37.6 Normal -0.1
Warren County, VA 37.8 Normal +0.1

Download Data

Export all distress indicators for Floyd County as a CSV file.

Find Help in Floyd County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Floyd County.

NEW RIVER ACTION AGENCY (FLOYD COUNTY)
FLOYD
540-745-2102 Website
Foreclosure PreventionFair HousingHomeless/DisplacementPre-Lease/Pre-Purchase

See all counselors in Virginia →

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Floyd County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Floyd County, Virginia?

    Floyd County has a County Distress Index score of 37.7 out of 100, placing it in the Normal zone. It ranks 2,503rd nationally out of 3,144 counties and 101st in Virginia out of 133 counties.

  • What drives financial distress in Floyd County?

    The primary driver of distress in Floyd County is Employment & Wages, where the county scores 55.8 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Floyd County compare to neighboring counties?

    Floyd County (37.7) can be compared to its 6 neighboring counties: Carroll County, VA (59.5); Pulaski County, VA (57.7); Patrick County, VA (55.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Floyd County?

    Floyd County, Virginia has a population of approximately 15,679 (2023 Census estimate), classified as a small county.