Campbell County, Virginia

County Distress Index: Normal · 40.8 | 55,270 people · 88th most distressed in Virginia
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Campbell County, VA falls within the normal range for household financial distress at 40.8 — 2307th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Virginia, it ranks 88th of 133 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Campbell County's primary driver is Debt & Delinquency at 48.7 — above the national median.

Debt & Delinquency Primary driver 48.7
Debt in Collections 39
Medical Debt 14
Student Loan Delinquency 51
Auto Loan Delinquency 62
Credit Card Delinquency 46
Bankruptcy Filing Rate 81
Employment & Wages 48.1
Unemployment Rate 34
Wage-to-Rent Ratio 48
Business Formation Rate 62
Income & Poverty 41.2
Poverty Rate 41
Income vs. State Median 33
Child Poverty Rate 50
Housing Cost Burden 35.0
Rent-Burdened (30%+) 27
Severely Rent-Burdened (50%+) 29
Mortgage-Burdened (30%+) 31
Homeownership Rate 44
Rent-to-Income Ratio 44
Community Vulnerability 30.9
Uninsured Rate 18
Disability Rate 44

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Campbell County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Campbell County
Campbell County, VA 40.8 Normal —
Halifax County, VA 65.8 Serious +25.0
Charlotte County, VA 62.2 Elevated +21.4
Lynchburg city, VA 57.9 Elevated +17.1
Amherst County, VA 52.6 Elevated +11.8
Pittsylvania County, VA 52.3 Elevated +11.5
Appomattox County, VA 44.7 Normal +4.0
Bedford County, VA 34.6 Healthy -6.2

Population Peers

County Score Zone vs. Campbell County
Eaton County, MI 40.8 Normal +0.0
Warren County, NJ 40.8 Normal +0.0
Culpeper County, VA 40.8 Normal +0.0
Monongalia County, WV 41.0 Normal +0.2
LaSalle County, IL 41.0 Normal +0.2

Download Data

Export all distress indicators for Campbell County as a CSV file.

Find Help in Campbell County

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Campbell County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Campbell County, Virginia?

    Campbell County has a County Distress Index score of 40.8 out of 100, placing it in the Normal zone. It ranks 2,307th nationally out of 3,144 counties and 88th in Virginia out of 133 counties.

  • What drives financial distress in Campbell County?

    The primary driver of distress in Campbell County is Debt & Delinquency, where the county scores 48.7 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Campbell County compare to neighboring counties?

    Campbell County (40.8) can be compared to its 7 neighboring counties: Halifax County, VA (65.8); Charlotte County, VA (62.2); Lynchburg city, VA (57.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Campbell County?

    Campbell County, Virginia has a population of approximately 55,270 (2023 Census estimate), classified as a mid county.