Washington County, Utah

County Distress Index: Normal · 47.3 | 202,452 people · 5th most distressed in Utah
American Default Research

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Washington County, UT falls within the normal range for household financial distress at 47.3 — 1805th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Utah, it ranks 5th of 29 counties. Its score is in the middle of its 4 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Washington County's primary driver is Housing Cost Burden at 78.7 — worse than roughly 79% of U.S. counties.

Housing Cost Burden Primary driver 78.7
Rent-Burdened (30%+) 95
Severely Rent-Burdened (50%+) 87
Mortgage-Burdened (30%+) 78
Homeownership Rate 59
Rent-to-Income Ratio 75
Community Vulnerability 49.9
Uninsured Rate 77
Disability Rate 23
Employment & Wages 49.1
Unemployment Rate 49
Wage-to-Rent Ratio 96
Business Formation Rate 3
Income & Poverty 29.4
Poverty Rate 25
Income vs. State Median 40
Child Poverty Rate 23
Debt & Delinquency 29.4
Debt in Collections 16
Medical Debt 26
Student Loan Delinquency 26
Auto Loan Delinquency 22
Credit Card Delinquency 18
Bankruptcy Filing Rate 69

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Washington County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Washington County
Washington County, UT 47.3 Normal —
Mohave County, AZ 68.3 Serious +21.0
Lincoln County, NV 57.5 Elevated +10.2
Kane County, UT 45.7 Normal -1.6
Iron County, UT 41.5 Normal -5.8

Population Peers

County Score Zone vs. Washington County
Whatcom County, WA 47.4 Normal +0.1
Nassau County, FL 47.1 Normal -0.2
Cascade County, MT 47.5 Normal +0.2
Lafayette County, MS 47.1 Normal -0.2
Adams County, IL 47.5 Normal +0.2

Download Data

Export all distress indicators for Washington County as a CSV file.

Find Help in Washington County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Washington County.

SUN COUNTRY HOME SOLUTIONS BRANCH
SAINT GEORGE
435-218-7189 Website
Financial CounselingFinancial CounselingPre-PurchaseHomebuyer Education

See all counselors in Utah →

Find an Attorney

Utah State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Utah State Bar Lawyer Referral Service 801-531-9077

Free Legal Aid

Legal aid organizations serving Washington County residents at no cost.

Utah Legal Services 1-800-662-4245
Legal Aid Society of Salt Lake 801-328-8849

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Utah →

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Frequently Asked Questions

  • What is the distress score for Washington County, Utah?

    Washington County has a County Distress Index score of 47.3 out of 100, placing it in the Normal zone. It ranks 1,805th nationally out of 3,144 counties and 5th in Utah out of 29 counties.

  • What drives financial distress in Washington County?

    The primary driver of distress in Washington County is Housing Cost Burden, where the county scores 78.7 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Washington County compare to neighboring counties?

    Washington County (47.3) can be compared to its 4 neighboring counties: Mohave County, AZ (68.3); Lincoln County, NV (57.5); Kane County, UT (45.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Washington County?

    Washington County, Utah has a population of approximately 202,452 (2023 Census estimate), classified as a mid county.