Summit County, Utah

County Distress Index: Healthy · 21.1 | 42,759 people · 28th most distressed in Utah
American Default Research

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Summit County, UT ranks among the least distressed counties in the country at 21.1 — 3102nd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing remains relatively affordable compared to local incomes. Within Utah, it ranks 28th of 29 counties. Among its 8 neighboring counties, 7 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Summit County's primary driver is Housing Cost Burden at 39.5 — above the national median.

Housing Cost Burden Primary driver 39.5
Rent-Burdened (30%+) 30
Severely Rent-Burdened (50%+) 50
Mortgage-Burdened (30%+) 75
Homeownership Rate 17
Rent-to-Income Ratio 26
Employment & Wages 34.8
Unemployment Rate 8
Wage-to-Rent Ratio 96
Business Formation Rate 1
Community Vulnerability 20.1
Uninsured Rate 40
Disability Rate 0
Debt & Delinquency 10.7
Debt in Collections 0
Medical Debt 25
Student Loan Delinquency 4
Auto Loan Delinquency 3
Credit Card Delinquency 1
Bankruptcy Filing Rate 31
Income & Poverty 0.7
Poverty Rate 1
Income vs. State Median 1
Child Poverty Rate 1

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Summit County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Summit County
Summit County, UT 21.1 Healthy —
Duchesne County, UT 42.1 Normal +21.0
Sweetwater County, WY 41.7 Normal +20.5
Salt Lake County, UT 40.5 Normal +19.4
Uinta County, WY 37.0 Normal +15.9
Daggett County, UT 32.8 Healthy +11.6
Rich County, UT 28.4 Healthy +7.3
Wasatch County, UT 24.9 Healthy +3.8
Morgan County, UT 19.0 Healthy -2.1

Population Peers

County Score Zone vs. Summit County
Sioux County, IA 21.0 Healthy -0.1
Iowa County, WI 20.8 Healthy -0.3
Botetourt County, VA 20.8 Healthy -0.4
Bremer County, IA 20.6 Healthy -0.5
Mercer County, OH 21.8 Healthy +0.6

Download Data

Export all distress indicators for Summit County as a CSV file.

Find Help in Summit County

Find an Attorney

Utah State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Utah State Bar Lawyer Referral Service 801-531-9077

Free Legal Aid

Legal aid organizations serving Summit County residents at no cost.

Utah Legal Services 1-800-662-4245
Legal Aid Society of Salt Lake 801-328-8849

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Frequently Asked Questions

  • What is the distress score for Summit County, Utah?

    Summit County has a County Distress Index score of 21.1 out of 100, placing it in the Healthy zone. It ranks 3,102nd nationally out of 3,144 counties and 28th in Utah out of 29 counties.

  • What drives financial distress in Summit County?

    The primary driver of distress in Summit County is Housing Cost Burden, where the county scores 39.5 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Summit County compare to neighboring counties?

    Summit County (21.1) can be compared to its 8 neighboring counties: Duchesne County, UT (42.1); Sweetwater County, WY (41.7); Salt Lake County, UT (40.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Summit County?

    Summit County, Utah has a population of approximately 42,759 (2023 Census estimate), classified as a small county.