Wood County, Texas

County Distress Index: Elevated · 60.5 | 47,921 people · 110th most distressed in Texas
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Wood County, TX registers elevated household financial distress with a score of 60.5 — 803rd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 110th of 254 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Wood County's primary driver is Community Vulnerability at 87.2 — worse than roughly 87% of U.S. counties.

Community Vulnerability Primary driver 87.2
Uninsured Rate 89
Disability Rate 86
Income & Poverty 63.2
Poverty Rate 63
Income vs. State Median 57
Child Poverty Rate 70
Debt & Delinquency 62.2
Debt in Collections 67
Medical Debt 70
Student Loan Delinquency 77
Auto Loan Delinquency 37
Credit Card Delinquency 65
Bankruptcy Filing Rate 58
Employment & Wages 45.7
Unemployment Rate 69
Wage-to-Rent Ratio 54
Business Formation Rate 14
Housing Cost Burden 44.0
Rent-Burdened (30%+) 60
Severely Rent-Burdened (50%+) 84
Mortgage-Burdened (30%+) 9
Homeownership Rate 19
Rent-to-Income Ratio 48

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Wood County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Wood County
Wood County, TX 60.5 Elevated —
Camp County, TX 67.5 Serious +7.0
Upshur County, TX 63.4 Elevated +2.9
Smith County, TX 57.5 Elevated -3.0
Hopkins County, TX 57.4 Elevated -3.0
Rains County, TX 56.0 Elevated -4.4
Van Zandt County, TX 55.8 Elevated -4.6
Franklin County, TX 53.3 Elevated -7.2

Population Peers

County Score Zone vs. Wood County
Alleghany County, NC 60.5 Elevated 0.0
Dent County, MO 60.5 Elevated +0.0
Letcher County, KY 60.5 Elevated +0.1
Osage County, OK 60.5 Elevated +0.1
Neosho County, KS 60.5 Elevated +0.1

Download Data

Export all distress indicators for Wood County as a CSV file.

Find Help in Wood County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Wood County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Wood County, Texas?

    Wood County has a County Distress Index score of 60.5 out of 100, placing it in the Elevated zone. It ranks 803rd nationally out of 3,144 counties and 110th in Texas out of 254 counties.

  • What drives financial distress in Wood County?

    The primary driver of distress in Wood County is Community Vulnerability, where the county scores 87.2 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Wood County compare to neighboring counties?

    Wood County (60.5) can be compared to its 7 neighboring counties: Camp County, TX (67.5); Upshur County, TX (63.4); Smith County, TX (57.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Wood County?

    Wood County, Texas has a population of approximately 47,921 (2023 Census estimate), classified as a small county.