Wilbarger County, Texas

County Distress Index: Serious · 67.3 | 12,522 people · 57th most distressed in Texas
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Wilbarger County, TX shows significant household financial distress with a score of 67.3 — 355th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 57th of 254 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Wilbarger County's primary driver is Community Vulnerability at 79.1 — worse than roughly 79% of U.S. counties.

Community Vulnerability Primary driver 79.1
Uninsured Rate 69
Disability Rate 90
Income & Poverty 76.6
Poverty Rate 72
Income vs. State Median 78
Child Poverty Rate 80
Debt & Delinquency 74.9
Debt in Collections 95
Medical Debt 95
Student Loan Delinquency 80
Auto Loan Delinquency 51
Credit Card Delinquency 69
Bankruptcy Filing Rate 60
Employment & Wages 54.0
Unemployment Rate 30
Wage-to-Rent Ratio 53
Business Formation Rate 79
Housing Cost Burden 51.7
Rent-Burdened (30%+) 34
Severely Rent-Burdened (50%+) 51
Mortgage-Burdened (30%+) 24
Homeownership Rate 89
Rent-to-Income Ratio 61

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Wilbarger County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Wilbarger County
Wilbarger County, TX 67.3 Serious —
Foard County, TX 74.2 Serious +7.0
Tillman County, OK 73.2 Serious +5.9
Hardeman County, TX 71.3 Serious +4.0
Wichita County, TX 67.2 Serious -0.1
Baylor County, TX 66.1 Serious -1.1
Jackson County, OK 55.1 Elevated -12.2
Archer County, TX 44.8 Normal -22.5

Population Peers

County Score Zone vs. Wilbarger County
Del Norte County, CA 67.3 Serious -0.0
Carter County, KY 67.3 Serious -0.0
La Paz County, AZ 67.2 Serious -0.0
Tallahatchie County, MS 67.3 Serious +0.1
Magoffin County, KY 67.4 Serious +0.1

Download Data

Export all distress indicators for Wilbarger County as a CSV file.

Find Help in Wilbarger County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Wilbarger County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Wilbarger County, Texas?

    Wilbarger County has a County Distress Index score of 67.3 out of 100, placing it in the Serious zone. It ranks 355th nationally out of 3,144 counties and 57th in Texas out of 254 counties.

  • What drives financial distress in Wilbarger County?

    The primary driver of distress in Wilbarger County is Community Vulnerability, where the county scores 79.1 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Wilbarger County compare to neighboring counties?

    Wilbarger County (67.3) can be compared to its 7 neighboring counties: Foard County, TX (74.2); Tillman County, OK (73.2); Hardeman County, TX (71.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Wilbarger County?

    Wilbarger County, Texas has a population of approximately 12,522 (2023 Census estimate), classified as a small county.