Victoria County, Texas

County Distress Index: Serious · 67.0 | 91,664 people · 62nd most distressed in Texas
American Default Research

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Victoria County, TX shows significant household financial distress with a score of 67.0 — 378th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Texas, it ranks 62nd of 254 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Victoria County's primary driver is Housing Cost Burden at 78.1 — worse than roughly 78% of U.S. counties.

Housing Cost Burden Primary driver 78.1
Rent-Burdened (30%+) 77
Severely Rent-Burdened (50%+) 83
Mortgage-Burdened (30%+) 73
Homeownership Rate 78
Rent-to-Income Ratio 79
Debt & Delinquency 75.5
Debt in Collections 91
Medical Debt 80
Student Loan Delinquency 86
Auto Loan Delinquency 88
Credit Card Delinquency 88
Bankruptcy Filing Rate 20
Community Vulnerability 71.3
Uninsured Rate 92
Disability Rate 50
Employment & Wages 64.4
Unemployment Rate 52
Wage-to-Rent Ratio 83
Business Formation Rate 58
Income & Poverty 45.8
Poverty Rate 55
Income vs. State Median 22
Child Poverty Rate 61

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Victoria County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Victoria County
Victoria County, TX 67.0 Serious —
Refugio County, TX 71.8 Serious +4.8
DeWitt County, TX 65.9 Serious -1.1
Jackson County, TX 59.4 Elevated -7.6
Goliad County, TX 54.1 Elevated -12.9
Calhoun County, TX 51.3 Elevated -15.7
Lavaca County, TX 40.0 Normal -27.1

Population Peers

County Score Zone vs. Victoria County
Navarro County, TX 67.0 Serious -0.0
Sumter County, SC 67.1 Serious +0.1
Wayne County, NC 66.9 Serious -0.1
Wichita County, TX 67.2 Serious +0.1
Madison County, TN 67.2 Serious +0.2

Download Data

Export all distress indicators for Victoria County as a CSV file.

Find Help in Victoria County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Victoria County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

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Frequently Asked Questions

  • What is the distress score for Victoria County, Texas?

    Victoria County has a County Distress Index score of 67.0 out of 100, placing it in the Serious zone. It ranks 378th nationally out of 3,144 counties and 62nd in Texas out of 254 counties.

  • What drives financial distress in Victoria County?

    The primary driver of distress in Victoria County is Housing Cost Burden, where the county scores 78.1 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Victoria County compare to neighboring counties?

    Victoria County (67.0) can be compared to its 6 neighboring counties: Refugio County, TX (71.8); DeWitt County, TX (65.9); Jackson County, TX (59.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Victoria County?

    Victoria County, Texas has a population of approximately 91,664 (2023 Census estimate), classified as a mid county.