Val Verde County, Texas

County Distress Index: Serious · 70.3 | 47,720 people · 39th most distressed in Texas
American Default Research

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Val Verde County, TX shows significant household financial distress with a score of 70.3 — 201st nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Texas, it ranks 39th of 254 counties. It scores higher than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Val Verde County's primary driver is Income & Poverty at 81.1 — worse than roughly 81% of U.S. counties.

Income & Poverty Primary driver 81.1
Poverty Rate 87
Income vs. State Median 66
Child Poverty Rate 91
Employment & Wages 79.6
Unemployment Rate 78
Wage-to-Rent Ratio 64
Business Formation Rate 96
Community Vulnerability 67.4
Uninsured Rate 96
Disability Rate 39
Debt & Delinquency 63.0
Debt in Collections 87
Medical Debt 50
Student Loan Delinquency 83
Auto Loan Delinquency 71
Credit Card Delinquency 77
Bankruptcy Filing Rate 9
Housing Cost Burden 60.3
Rent-Burdened (30%+) 36
Severely Rent-Burdened (50%+) 44
Mortgage-Burdened (30%+) 78
Homeownership Rate 80
Rent-to-Income Ratio 63

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Val Verde County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Val Verde County
Val Verde County, TX 70.3 Serious —
Kinney County, TX 67.3 Serious -3.0
Edwards County, TX 60.8 Elevated -9.5
Terrell County, TX 55.1 Elevated -15.1
Sutton County, TX 47.8 Normal -22.5
Crockett County, TX 44.6 Normal -25.7

Population Peers

County Score Zone vs. Val Verde County
Morehouse Parish, LA 70.3 Serious +0.0
St. Helena Parish, LA 70.3 Serious +0.0
Emanuel County, GA 70.3 Serious +0.1
McDuffie County, GA 70.3 Serious +0.1
Morris County, TX 70.3 Serious +0.1

Download Data

Export all distress indicators for Val Verde County as a CSV file.

Find Help in Val Verde County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Val Verde County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Val Verde County, Texas?

    Val Verde County has a County Distress Index score of 70.3 out of 100, placing it in the Serious zone. It ranks 201st nationally out of 3,144 counties and 39th in Texas out of 254 counties.

  • What drives financial distress in Val Verde County?

    The primary driver of distress in Val Verde County is Income & Poverty, where the county scores 81.1 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Val Verde County compare to neighboring counties?

    Val Verde County (70.3) can be compared to its 5 neighboring counties: Kinney County, TX (67.3); Edwards County, TX (60.8); Terrell County, TX (55.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Val Verde County?

    Val Verde County, Texas has a population of approximately 47,720 (2023 Census estimate), classified as a small county.