Parmer County, Texas

County Distress Index: Normal · 45.3 | 9,617 people · 211th most distressed in Texas
American Default Research

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Parmer County, TX falls within the normal range for household financial distress at 45.2 — 1963rd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Texas, it ranks 211th of 254 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Parmer County's primary driver is Debt & Delinquency at 62.0 — above the national median.

Debt & Delinquency Primary driver 62.0
Debt in Collections 79
Medical Debt 76
Student Loan Delinquency 80
Auto Loan Delinquency 89
Credit Card Delinquency 44
Bankruptcy Filing Rate 5
Community Vulnerability 58.2
Uninsured Rate 95
Disability Rate 21
Income & Poverty 45.2
Poverty Rate 48
Income vs. State Median 40
Child Poverty Rate 47
Employment & Wages 32.6
Unemployment Rate 5
Wage-to-Rent Ratio 29
Business Formation Rate 64
Housing Cost Burden 28.2
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 6
Mortgage-Burdened (30%+) 7
Homeownership Rate 76
Rent-to-Income Ratio 47

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Parmer County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Parmer County
Parmer County, TX 45.3 Normal —
Curry County, NM 63.6 Elevated +18.4
Lamb County, TX 57.4 Elevated +12.1
Deaf Smith County, TX 57.2 Elevated +12.0
Castro County, TX 53.7 Elevated +8.5
Bailey County, TX 50.6 Elevated +5.3

Population Peers

County Score Zone vs. Parmer County
Jewell County, KS 45.3 Normal +0.0
Decatur County, KS 45.3 Normal +0.0
Smith County, KS 45.3 Normal +0.0
Sullivan County, MO 45.2 Normal -0.0
Maries County, MO 45.2 Normal -0.1

Download Data

Export all distress indicators for Parmer County as a CSV file.

Find Help in Parmer County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Parmer County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Parmer County, Texas?

    Parmer County has a County Distress Index score of 45.3 out of 100, placing it in the Normal zone. It ranks 1,963rd nationally out of 3,144 counties and 211th in Texas out of 254 counties.

  • What drives financial distress in Parmer County?

    The primary driver of distress in Parmer County is Debt & Delinquency, where the county scores 62.0 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Parmer County compare to neighboring counties?

    Parmer County (45.3) can be compared to its 5 neighboring counties: Curry County, NM (63.6); Lamb County, TX (57.4); Deaf Smith County, TX (57.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Parmer County?

    Parmer County, Texas has a population of approximately 9,617 (2023 Census estimate), classified as a tiny county.