Mitchell County, Texas

County Distress Index: Elevated · 62.0 | 9,075 people · 98th most distressed in Texas

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Mitchell County, TX registers elevated household financial distress with a score of 62.0 — 692nd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 98th of 254 counties. Among its 7 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Mitchell County's primary driver is Community Vulnerability at 81.7 — worse than roughly 82% of U.S. counties.

Community Vulnerability Primary driver 81.7
Uninsured Rate 95
Disability Rate 68
Income & Poverty 79.7
Poverty Rate 89
Income vs. State Median 78
Child Poverty Rate 72
Debt & Delinquency 60.3
Debt in Collections 93
Medical Debt 82
Student Loan Delinquency 80
Auto Loan Delinquency 95
Credit Card Delinquency 7
Bankruptcy Filing Rate 5
Housing Cost Burden 46.4
Rent-Burdened (30%+) 52
Severely Rent-Burdened (50%+) 73
Mortgage-Burdened (30%+) 8
Homeownership Rate 21
Rent-to-Income Ratio 78
Employment & Wages 41.9
Unemployment Rate 19
Wage-to-Rent Ratio 27
Business Formation Rate 80

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Mitchell County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Mitchell County
Mitchell County, TX 62.0 Elevated
Nolan County, TX 68.9 Serious +6.9
Howard County, TX 58.4 Elevated -3.6
Scurry County, TX 50.0 Normal -12.0
Coke County, TX 48.9 Normal -13.1
Fisher County, TX 48.9 Normal -13.1
Sterling County, TX 42.9 Normal -19.1
Borden County, TX 27.8 Healthy -34.2

Population Peers

County Score Zone vs. Mitchell County
Menifee County, KY 62.0 Elevated +0.0
Buffalo County, SD 61.9 Elevated -0.1
Donley County, TX 62.1 Elevated +0.1
Nowata County, OK 61.9 Elevated -0.1
Echols County, GA 62.3 Elevated +0.3

Download Data

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Find Help in Mitchell County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Mitchell County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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