Live Oak County, Texas

County Distress Index: Elevated · 61.4 | 11,584 people · 101st most distressed in Texas

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Live Oak County, TX registers elevated household financial distress with a score of 61.4 — 723rd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 101st of 254 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Live Oak County's primary driver is Community Vulnerability at 80.0 — worse than roughly 80% of U.S. counties.

Community Vulnerability Primary driver 80.0
Uninsured Rate 94
Disability Rate 66
Debt & Delinquency 73.4
Debt in Collections 94
Medical Debt 89
Student Loan Delinquency 80
Auto Loan Delinquency 95
Credit Card Delinquency 76
Bankruptcy Filing Rate 7
Income & Poverty 67.8
Poverty Rate 73
Income vs. State Median 55
Child Poverty Rate 75
Employment & Wages 50.5
Unemployment Rate 74
Wage-to-Rent Ratio 5
Business Formation Rate 72
Housing Cost Burden 35.4
Rent-Burdened (30%+) 16
Severely Rent-Burdened (50%+) 42
Mortgage-Burdened (30%+) 12
Homeownership Rate 57
Rent-to-Income Ratio 49

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Live Oak County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Live Oak County
Live Oak County, TX 61.4 Elevated
Jim Wells County, TX 78.1 Serious +16.7
Bee County, TX 76.9 Serious +15.5
Duval County, TX 76.7 Serious +15.2
San Patricio County, TX 73.3 Serious +11.9
Karnes County, TX 67.4 Serious +6.0
Atascosa County, TX 61.1 Elevated -0.3
McMullen County, TX 46.4 Normal -15.0

Population Peers

County Score Zone vs. Live Oak County
Rolette County, ND 61.4 Elevated -0.0
Jasper County, SC 61.4 Elevated -0.0
Sharp County, AR 61.4 Elevated +0.0
Barren County, KY 61.4 Elevated -0.0
Neshoba County, MS 61.4 Elevated +0.0

Download Data

Export all distress indicators for Live Oak County as a CSV file.

Find Help in Live Oak County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Live Oak County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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