Johnson County, Texas

County Distress Index: Elevated · 54.2 | 202,906 people · 164th most distressed in Texas

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Johnson County, TX registers elevated household financial distress with a score of 54.2 — 1264th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 164th of 254 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Johnson County's primary driver is Debt & Delinquency at 79.6 — worse than roughly 80% of U.S. counties.

Debt & Delinquency Primary driver 79.6
Debt in Collections 86
Medical Debt 97
Student Loan Delinquency 69
Auto Loan Delinquency 75
Credit Card Delinquency 79
Bankruptcy Filing Rate 73
Housing Cost Burden 71.8
Rent-Burdened (30%+) 82
Severely Rent-Burdened (50%+) 56
Mortgage-Burdened (30%+) 92
Homeownership Rate 50
Rent-to-Income Ratio 79
Employment & Wages 51.8
Unemployment Rate 38
Wage-to-Rent Ratio 93
Business Formation Rate 25
Community Vulnerability 51.3
Uninsured Rate 91
Disability Rate 11
Income & Poverty 16.7
Poverty Rate 20
Income vs. State Median 7
Child Poverty Rate 23

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Johnson County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Johnson County
Johnson County, TX 54.2 Elevated
Hill County, TX 58.6 Elevated +4.3
Tarrant County, TX 56.6 Elevated +2.3
Ellis County, TX 52.1 Elevated -2.1
Bosque County, TX 51.3 Elevated -2.9
Hood County, TX 49.3 Normal -5.0
Parker County, TX 44.9 Normal -9.4
Somervell County, TX 29.0 Healthy -25.2

Population Peers

County Score Zone vs. Johnson County
Rowan County, NC 54.2 Elevated -0.0
Camden County, GA 54.3 Elevated +0.0
Rock Island County, IL 54.2 Elevated -0.1
Montgomery County, TN 54.2 Elevated -0.1
Jefferson County, NY 54.1 Elevated -0.1

Download Data

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Find Help in Johnson County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Johnson County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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