Jack County, Texas

County Distress Index: Elevated · 53.5 | 8,875 people · 171st most distressed in Texas

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Jack County, TX registers elevated household financial distress with a score of 53.5 — 1332nd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 171st of 254 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Jack County's primary driver is Debt & Delinquency at 67.7 — above the national median.

Debt & Delinquency Primary driver 67.7
Debt in Collections 82
Medical Debt 92
Student Loan Delinquency 80
Auto Loan Delinquency 67
Credit Card Delinquency 67
Bankruptcy Filing Rate 18
Housing Cost Burden 61.1
Rent-Burdened (30%+) 43
Severely Rent-Burdened (50%+) 83
Mortgage-Burdened (30%+) 92
Homeownership Rate 63
Rent-to-Income Ratio 24
Community Vulnerability 55.7
Uninsured Rate 95
Disability Rate 16
Income & Poverty 44.9
Poverty Rate 47
Income vs. State Median 41
Child Poverty Rate 47
Employment & Wages 38.2
Unemployment Rate 67
Wage-to-Rent Ratio 8
Business Formation Rate 40

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Jack County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Jack County
Jack County, TX 53.5 Elevated
Palo Pinto County, TX 69.3 Serious +15.8
Montague County, TX 62.6 Elevated +9.1
Clay County, TX 55.7 Elevated +2.1
Young County, TX 48.2 Normal -5.4
Parker County, TX 44.9 Normal -8.6
Archer County, TX 44.8 Normal -8.8
Wise County, TX 43.9 Normal -9.6

Population Peers

County Score Zone vs. Jack County
Bracken County, KY 53.5 Elevated -0.0
Grundy County, MO 53.6 Elevated +0.0
Woods County, OK 53.6 Elevated +0.0
Kimball County, NE 53.6 Elevated +0.0
Gilmer County, WV 53.6 Elevated +0.1

Download Data

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Find Help in Jack County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Jack County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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