Houston County, Texas

County Distress Index: Serious · 68.3 | 22,066 people · 50th most distressed in Texas

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Houston County, TX shows significant household financial distress with a score of 68.3 — 297th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 50th of 254 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Houston County's primary driver is Community Vulnerability at 89.2 — worse than roughly 89% of U.S. counties.

Community Vulnerability Primary driver 89.2
Uninsured Rate 84
Disability Rate 94
Income & Poverty 86.0
Poverty Rate 91
Income vs. State Median 80
Child Poverty Rate 87
Debt & Delinquency 81.0
Debt in Collections 96
Medical Debt 98
Student Loan Delinquency 98
Auto Loan Delinquency 96
Credit Card Delinquency 64
Bankruptcy Filing Rate 34
Housing Cost Burden 50.7
Rent-Burdened (30%+) 51
Severely Rent-Burdened (50%+) 34
Mortgage-Burdened (30%+) 33
Homeownership Rate 75
Rent-to-Income Ratio 61
Employment & Wages 34.5
Unemployment Rate 61
Wage-to-Rent Ratio 3
Business Formation Rate 39

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Houston County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Houston County
Houston County, TX 68.3 Serious
Trinity County, TX 74.8 Serious +6.5
Anderson County, TX 73.4 Serious +5.1
Angelina County, TX 72.0 Serious +3.7
Walker County, TX 68.8 Serious +0.5
Madison County, TX 64.1 Elevated -4.2
Cherokee County, TX 61.3 Elevated -7.0
Leon County, TX 54.0 Elevated -14.3

Population Peers

County Score Zone vs. Houston County
Meigs County, OH 68.3 Serious -0.0
St. Bernard Parish, LA 68.3 Serious -0.0
Chesterfield County, SC 68.3 Serious +0.0
Mingo County, WV 68.3 Serious +0.1
Polk County, GA 68.2 Serious -0.1

Download Data

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Find Help in Houston County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Houston County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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