Guadalupe County, Texas

County Distress Index: Normal · 41.7 | 188,454 people · 227th most distressed in Texas
American Default Research

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Guadalupe County, TX falls within the normal range for household financial distress at 41.7 — 2232nd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Texas, it ranks 227th of 254 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Guadalupe County's primary driver is Debt & Delinquency at 55.6 — above the national median.

Debt & Delinquency Primary driver 55.6
Debt in Collections 70
Medical Debt 78
Student Loan Delinquency 22
Auto Loan Delinquency 62
Credit Card Delinquency 63
Bankruptcy Filing Rate 39
Community Vulnerability 50.8
Uninsured Rate 70
Disability Rate 31
Employment & Wages 49.3
Unemployment Rate 41
Wage-to-Rent Ratio 75
Business Formation Rate 31
Housing Cost Burden 44.7
Rent-Burdened (30%+) 61
Severely Rent-Burdened (50%+) 27
Mortgage-Burdened (30%+) 89
Homeownership Rate 26
Rent-to-Income Ratio 20
Income & Poverty 7.9
Poverty Rate 8
Income vs. State Median 3
Child Poverty Rate 13

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Guadalupe County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Guadalupe County
Guadalupe County, TX 41.7 Normal —
Caldwell County, TX 63.6 Elevated +21.9
Bexar County, TX 62.9 Elevated +21.2
Gonzales County, TX 61.2 Elevated +19.5
Hays County, TX 48.8 Normal +7.1
Wilson County, TX 45.6 Normal +3.9
Comal County, TX 39.8 Normal -1.9

Population Peers

County Score Zone vs. Guadalupe County
Madison County, NY 41.7 Normal +0.0
Randall County, TX 41.7 Normal +0.0
Boone County, IL 41.6 Normal -0.1
Leavenworth County, KS 41.8 Normal +0.1
Clay County, MN 41.5 Normal -0.2

Download Data

Export all distress indicators for Guadalupe County as a CSV file.

Find Help in Guadalupe County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Guadalupe County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Guadalupe County, Texas?

    Guadalupe County has a County Distress Index score of 41.7 out of 100, placing it in the Normal zone. It ranks 2,232nd nationally out of 3,144 counties and 227th in Texas out of 254 counties.

  • What drives financial distress in Guadalupe County?

    The primary driver of distress in Guadalupe County is Debt & Delinquency, where the county scores 55.6 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Guadalupe County compare to neighboring counties?

    Guadalupe County (41.7) can be compared to its 6 neighboring counties: Caldwell County, TX (63.6); Bexar County, TX (62.9); Gonzales County, TX (61.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Guadalupe County?

    Guadalupe County, Texas has a population of approximately 188,454 (2023 Census estimate), classified as a mid county.