Grayson County, Texas

County Distress Index: Elevated · 57.2 | 146,907 people · 141st most distressed in Texas

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Grayson County, TX registers elevated household financial distress with a score of 57.2 — 1074th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 141st of 254 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Grayson County's primary driver is Debt & Delinquency at 74.2 — above the national median.

Debt & Delinquency Primary driver 74.2
Debt in Collections 86
Medical Debt 98
Student Loan Delinquency 68
Auto Loan Delinquency 61
Credit Card Delinquency 69
Bankruptcy Filing Rate 64
Housing Cost Burden 73.5
Rent-Burdened (30%+) 72
Severely Rent-Burdened (50%+) 67
Mortgage-Burdened (30%+) 80
Homeownership Rate 79
Rent-to-Income Ratio 69
Community Vulnerability 63.5
Uninsured Rate 90
Disability Rate 37
Employment & Wages 46.5
Unemployment Rate 45
Wage-to-Rent Ratio 70
Business Formation Rate 25
Income & Poverty 28.1
Poverty Rate 28
Income vs. State Median 22
Child Poverty Rate 34

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Grayson County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Grayson County
Grayson County, TX 57.2 Elevated
Bryan County, OK 69.2 Serious +12.0
Love County, OK 58.6 Elevated +1.4
Marshall County, OK 56.5 Elevated -0.6
Fannin County, TX 56.1 Elevated -1.1
Cooke County, TX 53.4 Elevated -3.7
Denton County, TX 43.5 Normal -13.7
Collin County, TX 38.1 Normal -19.1

Population Peers

County Score Zone vs. Grayson County
Craven County, NC 57.2 Elevated +0.0
Richland County, OH 57.2 Elevated +0.0
Lyon County, NV 57.0 Elevated -0.1
Medina County, TX 57.3 Elevated +0.1
Androscoggin County, ME 57.3 Elevated +0.2

Download Data

Export all distress indicators for Grayson County as a CSV file.

Find Help in Grayson County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Grayson County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.