Frio County, Texas

County Distress Index: Serious · 74.7 | 17,987 people · 13th most distressed in Texas
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Frio County, TX shows significant household financial distress with a score of 74.7 — 73rd nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Texas, it ranks 13th of 254 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Frio County's primary driver is Income & Poverty at 92.4 — worse than roughly 92% of U.S. counties.

Income & Poverty Primary driver 92.4
Poverty Rate 95
Income vs. State Median 87
Child Poverty Rate 95
Community Vulnerability 84.7
Uninsured Rate 90
Disability Rate 80
Debt & Delinquency 77.1
Debt in Collections 95
Medical Debt 93
Student Loan Delinquency 76
Auto Loan Delinquency 95
Credit Card Delinquency 95
Bankruptcy Filing Rate 10
Employment & Wages 62.9
Unemployment Rate 82
Wage-to-Rent Ratio 14
Business Formation Rate 93
Housing Cost Burden 56.4
Rent-Burdened (30%+) 35
Severely Rent-Burdened (50%+) 34
Mortgage-Burdened (30%+) 38
Homeownership Rate 89
Rent-to-Income Ratio 85

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Frio County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Frio County
Frio County, TX 74.7 Serious —
Dimmit County, TX 77.8 Serious +3.1
Uvalde County, TX 76.2 Serious +1.5
Zavala County, TX 71.1 Serious -3.6
La Salle County, TX 65.6 Serious -9.0
Atascosa County, TX 61.1 Elevated -13.6
Medina County, TX 57.3 Elevated -17.4

Population Peers

County Score Zone vs. Frio County
Union County, SC 74.8 Serious +0.1
Choctaw County, OK 74.6 Serious -0.1
Okfuskee County, OK 74.5 Serious -0.1
Williamsburg County, SC 74.5 Serious -0.1
Trinity County, TX 74.8 Serious +0.1

Download Data

Export all distress indicators for Frio County as a CSV file.

Find Help in Frio County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Frio County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Frio County, Texas?

    Frio County has a County Distress Index score of 74.7 out of 100, placing it in the Serious zone. It ranks 73rd nationally out of 3,144 counties and 13th in Texas out of 254 counties.

  • What drives financial distress in Frio County?

    The primary driver of distress in Frio County is Income & Poverty, where the county scores 92.4 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Frio County compare to neighboring counties?

    Frio County (74.7) can be compared to its 6 neighboring counties: Dimmit County, TX (77.8); Uvalde County, TX (76.2); Zavala County, TX (71.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Frio County?

    Frio County, Texas has a population of approximately 17,987 (2023 Census estimate), classified as a small county.