Falls County, Texas

County Distress Index: Serious · 66.0 | 17,286 people · 70th most distressed in Texas

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Falls County, TX shows significant household financial distress with a score of 66.0 — 439th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 70th of 254 counties. It scores higher than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Falls County's primary driver is Community Vulnerability at 85.6 — worse than roughly 86% of U.S. counties.

Community Vulnerability Primary driver 85.6
Uninsured Rate 91
Disability Rate 80
Income & Poverty 84.5
Poverty Rate 86
Income vs. State Median 88
Child Poverty Rate 80
Debt & Delinquency 70.0
Debt in Collections 86
Medical Debt 69
Student Loan Delinquency 89
Auto Loan Delinquency 80
Credit Card Delinquency 77
Bankruptcy Filing Rate 19
Housing Cost Burden 49.7
Rent-Burdened (30%+) 78
Severely Rent-Burdened (50%+) 55
Mortgage-Burdened (30%+) 19
Homeownership Rate 27
Rent-to-Income Ratio 70
Employment & Wages 40.0
Unemployment Rate 52
Wage-to-Rent Ratio 17
Business Formation Rate 50

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Falls County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Falls County
Falls County, TX 66.0 Serious
McLennan County, TX 62.1 Elevated -3.8
Limestone County, TX 61.9 Elevated -4.1
Robertson County, TX 59.8 Elevated -6.2
Bell County, TX 59.6 Elevated -6.4
Milam County, TX 59.1 Elevated -6.9

Population Peers

County Score Zone vs. Falls County
San Jacinto County, TX 66.0 Serious 0.0
Bibb County, AL 66.0 Serious +0.0
Screven County, GA 66.0 Serious -0.0
Calhoun County, MS 66.0 Serious -0.0
DeWitt County, TX 65.9 Serious -0.0

Download Data

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Find Help in Falls County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Falls County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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