Coleman County, Texas

County Distress Index: Elevated · 64.2 | 7,842 people · 80th most distressed in Texas
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Coleman County, TX registers elevated household financial distress with a score of 64.2 — 545th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 80th of 254 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Coleman County's primary driver is Community Vulnerability at 92.7 — worse than roughly 93% of U.S. counties.

Community Vulnerability Primary driver 92.7
Uninsured Rate 95
Disability Rate 90
Income & Poverty 83.6
Poverty Rate 77
Income vs. State Median 90
Child Poverty Rate 84
Debt & Delinquency 62.9
Debt in Collections 71
Medical Debt 76
Student Loan Delinquency 80
Auto Loan Delinquency 57
Credit Card Delinquency 71
Bankruptcy Filing Rate 23
Employment & Wages 51.2
Unemployment Rate 27
Wage-to-Rent Ratio 71
Business Formation Rate 55
Housing Cost Burden 30.8
Rent-Burdened (30%+) 7
Severely Rent-Burdened (50%+) 20
Mortgage-Burdened (30%+) 8
Homeownership Rate 36
Rent-to-Income Ratio 84

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Coleman County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Coleman County
Coleman County, TX 64.2 Elevated —
McCulloch County, TX 71.5 Serious +7.3
Brown County, TX 71.1 Serious +6.9
Taylor County, TX 60.4 Elevated -3.8
Concho County, TX 59.3 Elevated -4.9
Runnels County, TX 56.1 Elevated -8.1
Callahan County, TX 54.7 Elevated -9.5

Population Peers

County Score Zone vs. Coleman County
Perry County, TN 64.2 Elevated -0.0
Wilcox County, GA 64.2 Elevated -0.0
Johnson County, GA 64.2 Elevated -0.1
Stephens County, TX 64.2 Elevated -0.1
Cotton County, OK 64.4 Elevated +0.2

Download Data

Export all distress indicators for Coleman County as a CSV file.

Find Help in Coleman County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Coleman County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Coleman County, Texas?

    Coleman County has a County Distress Index score of 64.2 out of 100, placing it in the Elevated zone. It ranks 545th nationally out of 3,144 counties and 80th in Texas out of 254 counties.

  • What drives financial distress in Coleman County?

    The primary driver of distress in Coleman County is Community Vulnerability, where the county scores 92.7 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Coleman County compare to neighboring counties?

    Coleman County (64.2) can be compared to its 6 neighboring counties: McCulloch County, TX (71.5); Brown County, TX (71.1); Taylor County, TX (60.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Coleman County?

    Coleman County, Texas has a population of approximately 7,842 (2023 Census estimate), classified as a tiny county.