Cass County, Texas

County Distress Index: Serious · 66.8 | 28,659 people · 64th most distressed in Texas
American Default Research

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Cass County, TX shows significant household financial distress with a score of 66.8 — 386th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 64th of 254 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Cass County's primary driver is Community Vulnerability at 81.5 — worse than roughly 82% of U.S. counties.

Community Vulnerability Primary driver 81.5
Uninsured Rate 78
Disability Rate 85
Income & Poverty 75.8
Poverty Rate 70
Income vs. State Median 82
Child Poverty Rate 75
Debt & Delinquency 74.7
Debt in Collections 91
Medical Debt 97
Student Loan Delinquency 93
Auto Loan Delinquency 81
Credit Card Delinquency 44
Bankruptcy Filing Rate 42
Employment & Wages 55.9
Unemployment Rate 76
Wage-to-Rent Ratio 45
Business Formation Rate 47
Housing Cost Burden 46.3
Rent-Burdened (30%+) 59
Severely Rent-Burdened (50%+) 53
Mortgage-Burdened (30%+) 24
Homeownership Rate 33
Rent-to-Income Ratio 62

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Cass County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Cass County
Cass County, TX 66.8 Serious —
Marion County, TX 71.7 Serious +4.8
Caddo Parish, LA 70.7 Serious +3.8
Morris County, TX 70.3 Serious +3.5
Miller County, AR 70.2 Serious +3.3
Bowie County, TX 65.1 Serious -1.8

Population Peers

County Score Zone vs. Cass County
Dawson County, TX 66.8 Serious 0.0
Drew County, AR 66.9 Serious +0.0
Henry County, TN 66.8 Serious -0.0
Washington County, ME 66.8 Serious -0.0
Duplin County, NC 66.8 Serious -0.0

Download Data

Export all distress indicators for Cass County as a CSV file.

Find Help in Cass County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Cass County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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Frequently Asked Questions

  • What is the distress score for Cass County, Texas?

    Cass County has a County Distress Index score of 66.8 out of 100, placing it in the Serious zone. It ranks 386th nationally out of 3,144 counties and 64th in Texas out of 254 counties.

  • What drives financial distress in Cass County?

    The primary driver of distress in Cass County is Community Vulnerability, where the county scores 81.5 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Cass County compare to neighboring counties?

    Cass County (66.8) can be compared to its 5 neighboring counties: Marion County, TX (71.7); Caddo Parish, LA (70.7); Morris County, TX (70.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Cass County?

    Cass County, Texas has a population of approximately 28,659 (2023 Census estimate), classified as a small county.