#32 Top 100 Most Distressed Counties · 2026

Caddo Parish, Louisiana

86.4 · very high county distress 32nd of 3,144 counties nationally · 226,386 residents How this is calculated →
The headline number
364 Caddo Parish residents
vs.
126 U.S. median

3× the national median for bankruptcy filing rate — and 49.9× the rate of the healthiest U.S. county (Glacier County, MT — 7).

Administrative Office of the U.S. Courts, F-5A (2025)

Main Findings

Wire lede · 40 words · paste-ready

Caddo Parish, Louisiana ranks 32nd most distressed in the United States on the County Distress Index. The driver: a bankruptcy filing rate of 364 — more than double the national median of 126. Its highest-scoring domain is Default & Legal.

Key Findings
  • 32nd of 3,144 counties on the County Distress Index — 86.4 · very high county distress, 5th in Louisiana.
  • A bankruptcy filing rate of 364 (U.S. median 126). Bankruptcy filing rate at the 95th percentile nationally. Source: Administrative Office of the U.S. Courts, F-5A (2025).
  • Auto loan delinquency at 11% — national median 5%, ranked at the 95th percentile. Source: Urban Institute Debt in America (2025).
  • Severe rent burden (50%+) at 29% — national median 18%, ranked at the 97th percentile. Source: U.S. Census Bureau, ACS 5-year (2023).
  • Child poverty rate at 32% — national median 18%, ranked at the 93rd percentile. Source: U.S. Census Bureau, SAIPE (2023).
Distinctive Signals
Labor–Credit Divergence

Unemployment is 4%, near the national median of 4%, while auto loan delinquency runs at the 95th percentile. Jobs exist; wages don't close the gap.

Boundary Signal

Neighbors span three CDI score labels. The 20-point drop to Bossier Parish marks where the Ark-La-Tex distress corridor ends.

County Distress Index cluster map. Caddo Parish, Louisiana and its neighbors colored by county distress score label.
Caddo Parish and its 8 geographic neighbors, graded by County Distress Index score. Caddo Parish ranks 32nd of 3,144. American Default Research
Wire summary — paste-ready, any angle 19 words

Caddo Parish has a very high county distress score. The domain table shows which local pressure carries the composite.

— American Default Research
Index note — for feature use 28 words

The CDI gives this county a very high county distress label. The five-domain profile shows which local pressures carry the score. Its highest-scoring domain is Default & Legal.

— American Default Research

Reporter's Notes

Two data points in the indicator table worth a follow-up call.

Reporting hook
Child poverty is the reporting lead

According to U.S. Census Bureau, SAIPE (2023), 32% of children under 18 in Caddo Parish live below the federal poverty line, versus 18% nationally. When a county's adult poverty rate is accompanied by a materially higher child poverty rate, the gap typically reflects single-parent household concentration or limited access to workforce-participation supports (childcare, transportation). Worth a call to the local school district's free-and-reduced-lunch coordinator or a regional United Way affiliate.

Indicator History

Period-correct raw indicators from the county-history panel. The CDI composite is excluded because it is a current cross-sectional score.

Updated Jul 1, 2026
BLS 1990 to 2025

Unemployment rate

4.4% -2.0 pp since 1990
Census 1989 to 2024

Poverty rate

22.1% -1.3 pp since 1989
BEA 1969 to 2024

Transfer income share

25.8% +17.2 pp since 1969
FRED/Equifax 2014 Q2 to 2025 Q4

Subprime credit population

37.7% -4.9 pp since 2014 Q2

The Indicators Behind Caddo Parish's CDI Score

Every number traces to a public source. Caddo Parish's value shown alongside LA's median and the U.S. median. Full CSV available for download.

How to read the table. A domain score is a 0–100 composite of the indicators in that domain; higher values represent a higher mean of distress-oriented indicator percentiles. A county's domain rank is computed separately against all counties. Percentile is Caddo Parish's national rank among all 3,144 U.S. counties for that indicator, always oriented so higher = more distressed.
Indicator Caddo Parish LA median U.S. median Pctile Source
Delinquency — domain score 93 · Rank 121 of 3,144
Auto loan delinquency Share of auto loan accounts 60+ days past due 11% 8% 5% 95th Urban Institute Debt in America (2025)
Credit card delinquency Share of credit card accounts 60+ days past due 9% 8% 5% 92nd Urban Institute Debt in America (2025)
Subprime credit share Share of residents with a credit score below 660 38% 35% 23% 92nd Federal Reserve Bank of St. Louis, Equifax (2025)
Default & Legal — domain score 94 · Rank 58 of 3,144
Debt in collections Share of residents with a credit file who have debt in collections 40% 34% 23% 94th Urban Institute Debt in America (2025)
Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents 364 225 126 95th Administrative Office of the U.S. Courts, F-5A (2025)
Debt Burden (housing basis) — domain score 92 · Rank 120 of 3,144
Rent-to-income ratio Fair Market Rent (2BR) as share of median household income 26% 22% 21% 86th HUD FMR (FY2026); U.S. Census Bureau, SAIPE (2023)
Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent 29% 21% 18% 97th U.S. Census Bureau, ACS 5-year (2023)
Labor — domain score 75 · Rank 745 of 3,144
Unemployment Share of labor force unemployed 4% 5% 4% 75th U.S. Bureau of Labor Statistics, LAUS (May 2026)
Safety Net & Buffer — domain score 78 · Rank 472 of 3,144
Child poverty rate Share of children under 18 below the federal poverty line 32% 28% 18% 93rd U.S. Census Bureau, SAIPE (2023)
Disability rate Share of residents reporting a disability 19% 17% 16% 73rd U.S. Census Bureau, ACS 5-year (2023)
Poverty rate Share of population below the federal poverty line 23% 20% 14% 92nd U.S. Census Bureau, SAIPE (2023)
Uninsured rate Share of residents without health insurance coverage 8% 8% 8% 46th U.S. Census Bureau, ACS 5-year (2023)
Data compiled May 2026 from Urban Institute Debt in America (2025 panel), U.S. Census Bureau (ACS 5-yr 2023, SAIPE 2023, Business Formation Statistics 2024), U.S. Bureau of Labor Statistics (LAUS May 2026, QCEW 2024), Administrative Office of the U.S. Courts (F-5A bankruptcy filings 2025), and HUD Fair Market Rents (FY2026).

Five-Domain Breakdown

The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.

Default & Legal Primary driver 94
Weight 20% · Rank 58 of 3,144
Delinquency 93
Weight 20% · Rank 121 of 3,144
Debt Burden (housing basis) 92
Weight 20% · Rank 120 of 3,144
Safety Net & Buffer 78
Weight 20% · Rank 472 of 3,144
Labor 75
Weight 20% · Rank 745 of 3,144

Methodology

The County Distress Index is a 0–100 composite score of household financial distress, computed for all 3,144 U.S. counties. Higher scores indicate greater distress. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the CDI score is the equal-weight mean of those domain scores.

Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), FRED/Equifax (subprime credit share), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (Local Area Unemployment Statistics), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Data vintages range from 2022 to 2026 depending on source; full indicator-level vintage detail is in the methodology document.

For Press & Research

Everything you need to cite Caddo Parish data — in under 60 seconds.

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Press contact: Ross Kilburn · press@americandefault.org · (307) 264-2992 · same-day response, 9am–6pm ET
Draft wire copy 133-word AP-style article — use freely with attribution
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SHREVEPORT, La. — Caddo Parish ranks 32nd among the nation's most financially distressed counties, according to the County Distress Index released this month by American Default Research.

The composite score of 86.4 out of 100 gives Caddo Parish a very high county distress label. Among 3,144 U.S. counties scored, only 31 rank more distressed. Within Louisiana, Caddo Parish ranks fifth of 64 parishes.

The index, which draws on 13 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies default & legal as the primary driver in Caddo Parish. A bankruptcy filing rate of 364 — more than double the national median of 126.

American Default Research founder Ross Kilburn is available for interview at press@americandefault.org.

Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.

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Frequently Asked Questions

What is Caddo Parish's CDI score, and what does it mean?

Caddo Parish scores 86.4 out of 100 on the County Distress Index, with the score label very high county distress. It ranks 32nd of 3,144 U.S. counties and 5th of 64 Louisiana parishes. Higher county scores indicate more distress.

What drives Caddo Parish's distress score?

The highest-scoring domain is Default & Legal, at a domain score of 94. Bankruptcy filing rate ranks at the 95th percentile nationally.

How does Caddo Parish compare to its neighbors?

Caddo Parish's neighbors span three CDI score labels. Highest-distress neighbor: Miller County, AR (81.96, very high county distress). Lowest: Bossier Parish (62.21, moderate-high county distress).

How is the County Distress Index calculated?

The CDI is a 0–100 composite of 13 source indicators across five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Data comes from Urban Institute, Census Bureau, BLS, U.S. Courts, HUD, and related public sources. Full methodology →
Ross Kilburn
Written by

Ross Kilburn, Founder

Founder · American Default Research · Seattle, Washington

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Founded American Default Research in 2026.

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