Benefit checks make up 40 cents of every dollar of income in Washington County, Maine

In Washington County, 39.7% of all the income people there received came from benefit checks (Bureau of Economic Analysis, 2024). That is higher than in 92% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
1st
of 16 counties in Maine
58score /100

More distressed than 58% of U.S. counties.

What drives Washington County's score

In Washington County, jobs weigh most: the score for jobs is 81.0. Unemployment averaged 5.3%, Sep 2025 to Aug 2026, higher than in 85% of U.S. counties. Income and the safety net comes next, at 75.7.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Washington County does better than most counties on two measures: bankruptcy filings per 100,000 people (34.9, 2025) and people with a credit card behind (3.0%, August 2025).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Washington County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Jobs

    Biggest factor
    81.0 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      25.6% · 2020 to 2024
      76th percentile
    • Unemployment rate, 12-month average
      5.3% · Sep 2025 to Aug 2026
      85th percentile
  • Income and safety net

    75.7 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      22.7% · 2024
      74th percentile
    • People with a disability
      22.6% · 2020 to 2024
      90th percentile
    • Median household income (lower income, longer bar)
      $55,611 · 2024
      81st percentile
    • People below the poverty line
      16.2% · 2024
      71st percentile
    • People without health insurance
      9.1% · 2020 to 2024
      60th percentile
  • Housing costs

    74.1 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      26.5% · fiscal year 2027
      89th percentile
    • Renters paying half their income or more in rent
      19.6% · 2020 to 2024
      58th percentile
  • Collections and bankruptcy

    26.9 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      23.0% · August 2025
      49th percentile
    • Bankruptcy filings per 100,000 people
      34.9 · 2025
      4th percentile
  • Late payments

    21.3 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      3.2% · August 2025
      18th percentile
    • People with a credit card behind
      3.0% · August 2025
      11th percentile
    • People with a subprime credit score
      20.0% · Q4 2025
      34th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Washington County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Washington County

45 15 40

Maine

57 20 23

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Washington County in 2024, pay from work was 45 cents of every dollar of income. Income from investments and rentals was 15 cents. Benefit checks were 40 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 16 cents of every dollar in 1969, but pay from work still brings in more.

In Washington County, benefit checks rose from 16 to 40 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Washington County, Maine: 39.7% and 45.1% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 39.7% Pay 45.1% 0%20%40%60%80% 196920002024 Benefits 39.7% Pay 45.1%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Washington County, Maine American Default · americandefault.org

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The quote: In 2024, benefit checks made up 39.7% of all personal income in Washington County, Maine (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Washington County, 26.3% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Washington County has changed

The number of people living in Washington County stayed about the same between 1969 and 2024, from 30,083 to 31,383. The number of jobs located there stayed about the same from 1990 to 2024.

Unemployment fell from 7.6% in 1990 to 5.3% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 30,083 2024 31,383 BEA
Jobs located in the countyBLS QCEW 1990 11,185 2024 10,211 BLS QCEW
Unemployment rateBLS LAUS 1990 7.6% 2025 5.3% BLS LAUS
People below the poverty lineCensus SAIPE 1989 20.3% 2024 16.2% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $19,004 2024 $55,611 Census SAIPE
Share of income from benefit checksBEA 1969 16.1% 2024 39.7% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Washington County's history

  1. Largest decennial census count

    The county's largest recorded population was the 1900 Census count of 45,232. The 2020 Census counted 31,095, 69% of the peak. Census Bureau

  2. 1789

    Established on June 25, 1789. Wikipedia

  3. Since 1970

    26 federal disaster and emergency declarations have covered Washington County, 13 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Washington County beside its neighbors

Washington County scores higher than all three counties that border it. Of the group, Washington County gets the largest share of its income from benefit checks (39.7%).

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Washington County, ME 58 1st of 16 16.2% 39.7%
Aroostook County, ME 52 3rd of 16 14.9% 35.3%
Penobscot County, ME 44 7th of 16 14.2% 27.7%
Hancock County, ME 29 10th of 16 10.3% 22.8%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Washington County the poorest county in Maine?

Yes, Washington County's poverty rate was 16.2% in 2024, the highest of 16 counties in Maine (U.S. Census Bureau, Small Area Income and Poverty Estimates). On our distress index, which counts more than poverty, Washington County ranks 1st of 16 in the state.

Washington County, Maine: common questions

What is the poverty rate in Washington County, Maine?

16.2% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in six people. Among children it was 22.7%.

Is Washington County the poorest county in Maine?

Yes, Washington County's poverty rate was 16.2% in 2024, the highest of 16 counties in Maine (U.S. Census Bureau, Small Area Income and Poverty Estimates). On our distress index, which counts more than poverty, Washington County ranks 1st of 16 in the state.

What is the population of Washington County, Maine?

About 31,383 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 31,095, 69% of the county's peak of 45,232 in 1900.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Washington County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Maine foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Washington County · Every U.S. county (CSV)

Cite this Washington County, Maine, scores 58 on the County Distress Index (data through Aug 2026): more distressed than 58% of U.S. counties · American Default Research · americandefault.org/counties/maine/washington-county-me/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Washington County comes from, 2024.
  • History The agencies named in each row and the linked records above.