Tipton County, Tennessee

County Distress Index: Elevated · 59.7 | 62,015 people · 45th most distressed in Tennessee
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Tipton County, TN registers elevated household financial distress with a score of 59.7 — 859th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Tennessee, it ranks 45th of 95 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Tipton County's primary driver is Debt & Delinquency at 73.0 — above the national median.

Debt & Delinquency Primary driver 73.0
Debt in Collections 75
Medical Debt 93
Student Loan Delinquency 66
Auto Loan Delinquency 58
Credit Card Delinquency 54
Bankruptcy Filing Rate 92
Community Vulnerability 65.2
Uninsured Rate 56
Disability Rate 74
Employment & Wages 62.8
Unemployment Rate 41
Wage-to-Rent Ratio 81
Business Formation Rate 66
Income & Poverty 51.2
Poverty Rate 60
Income vs. State Median 15
Child Poverty Rate 79
Housing Cost Burden 46.2
Rent-Burdened (30%+) 51
Severely Rent-Burdened (50%+) 45
Mortgage-Burdened (30%+) 46
Homeownership Rate 34
Rent-to-Income Ratio 55

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Tipton County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Tipton County
Tipton County, TN 59.7 Elevated —
Lauderdale County, TN 76.4 Serious +16.8
Crittenden County, AR 71.2 Serious +11.6
Haywood County, TN 69.8 Serious +10.2
Mississippi County, AR 69.7 Serious +10.1
Shelby County, TN 65.5 Serious +5.9
Fayette County, TN 46.9 Normal -12.7

Population Peers

County Score Zone vs. Tipton County
Buchanan County, MO 59.6 Elevated -0.0
Nash County, NC 59.7 Elevated +0.0
Garfield County, OK 59.7 Elevated +0.0
Pickens County, SC 59.8 Elevated +0.2
Mercer County, WV 59.9 Elevated +0.2

Download Data

Export all distress indicators for Tipton County as a CSV file.

Find Help in Tipton County

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Tennessee Bar Association — Lawyer Referral Service 615-383-7421

Free Legal Aid

Legal aid organizations serving Tipton County residents at no cost.

Legal Aid Society of Middle Tennessee and the Cumberlands 615-244-6610 (Nashville); 1-888-244-6610 (statewide hotline)
West Tennessee Legal Services 731-423-0616
Legal Services of South Central Tennessee 931-381-5533
Tennessee Justice Center 615-255-0331
Appalachian Regional Commission — East Tennessee Legal Aid 865-674-0260
Legal Aid of East Tennessee (865) 637-0484

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Frequently Asked Questions

  • What is the distress score for Tipton County, Tennessee?

    Tipton County has a County Distress Index score of 59.7 out of 100, placing it in the Elevated zone. It ranks 859th nationally out of 3,144 counties and 45th in Tennessee out of 95 counties.

  • What drives financial distress in Tipton County?

    The primary driver of distress in Tipton County is Debt & Delinquency, where the county scores 73.0 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Tipton County compare to neighboring counties?

    Tipton County (59.7) can be compared to its 6 neighboring counties: Lauderdale County, TN (76.4); Crittenden County, AR (71.2); Haywood County, TN (69.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Tipton County?

    Tipton County, Tennessee has a population of approximately 62,015 (2023 Census estimate), classified as a mid county.