Adams County, Pennsylvania

County Distress Index: Normal · 38.7 | 106,748 people · 56th most distressed in Pennsylvania

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Adams County, PA falls within the normal range for household financial distress at 38.7 — 2425th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Pennsylvania, it ranks 56th of 67 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Adams County's primary driver is Employment & Wages at 60.8 — above the national median.

Employment & Wages Primary driver 60.8
Unemployment Rate 23
Wage-to-Rent Ratio 81
Business Formation Rate 79
Housing Cost Burden 54.0
Rent-Burdened (30%+) 52
Severely Rent-Burdened (50%+) 49
Mortgage-Burdened (30%+) 93
Homeownership Rate 23
Rent-to-Income Ratio 53
Community Vulnerability 31.3
Uninsured Rate 28
Disability Rate 35
Debt & Delinquency 30.1
Debt in Collections 24
Medical Debt 32
Student Loan Delinquency 22
Auto Loan Delinquency 24
Credit Card Delinquency 29
Bankruptcy Filing Rate 49
Income & Poverty 17.4
Poverty Rate 15
Income vs. State Median 15
Child Poverty Rate 22

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Adams County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Adams County
Adams County, PA 38.7 Normal
Franklin County, PA 45.3 Normal +6.6
York County, PA 38.4 Normal -0.3
Cumberland County, PA 34.9 Healthy -3.9
Frederick County, MD 32.9 Healthy -5.8
Carroll County, MD 30.0 Healthy -8.7

Population Peers

County Score Zone vs. Adams County
Rockwall County, TX 38.7 Normal 0.0
Chambers County, TX 38.7 Normal +0.0
Fayette County, GA 38.7 Normal -0.1
Alexandria city, VA 38.8 Normal +0.1
Jessamine County, KY 38.6 Normal -0.1

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