Lane County, Oregon

County Distress Index: Elevated · 58.0 | 381,181 people · 17th most distressed in Oregon
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Lane County, OR registers elevated household financial distress with a score of 58.0 — 989th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Oregon, it ranks 17th of 36 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lane County's primary driver is Housing Cost Burden at 94.0 — worse than roughly 94% of U.S. counties.

Housing Cost Burden Primary driver 94.0
Rent-Burdened (30%+) 94
Severely Rent-Burdened (50%+) 93
Mortgage-Burdened (30%+) 96
Homeownership Rate 94
Rent-to-Income Ratio 93
Employment & Wages 70.7
Unemployment Rate 82
Wage-to-Rent Ratio 91
Business Formation Rate 40
Community Vulnerability 44.7
Uninsured Rate 28
Disability Rate 61
Income & Poverty 44.6
Poverty Rate 59
Income vs. State Median 44
Child Poverty Rate 30
Debt & Delinquency 36.2
Debt in Collections 25
Medical Debt 23
Student Loan Delinquency 26
Auto Loan Delinquency 28
Credit Card Delinquency 32
Bankruptcy Filing Rate 83

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lane County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lane County
Lane County, OR 58.0 Elevated —
Klamath County, OR 70.4 Serious +12.3
Lincoln County, OR 65.8 Serious +7.7
Douglas County, OR 61.8 Elevated +3.7
Linn County, OR 61.0 Elevated +2.9
Benton County, OR 47.1 Normal -11.0
Deschutes County, OR 39.5 Normal -18.5

Population Peers

County Score Zone vs. Lane County
Mobile County, AL 58.0 Elevated +0.0
Lake County, FL 58.1 Elevated +0.0
Prince George's County, MD 58.1 Elevated +0.1
Marion County, OR 58.2 Elevated +0.1
Milwaukee County, WI 58.2 Elevated +0.1

Download Data

Export all distress indicators for Lane County as a CSV file.

Find Help in Lane County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Lane County.

DevNW
Springfield
541-345-7106 Website
Foreclosure PreventionMortgage HelpFinancial CounselingFinancial Counseling

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Find an Attorney

Oregon State Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oregon State Bar — Lawyer Referral Service 503-684-3763 (Portland); 1-800-452-7636 (statewide)

Free Legal Aid

Legal aid organizations serving Lane County residents at no cost.

Legal Aid Services of Oregon 503-684-1032 (Portland); 1-800-684-1032 (statewide hotline)
Oregon Law Center 541-672-3429 (Roseburg); 541-485-1017 (Eugene)
Willamette Law Online — Oregon Foreclosure Avoidance Project 503-370-6051

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Oregon →

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Frequently Asked Questions

  • What is the distress score for Lane County, Oregon?

    Lane County has a County Distress Index score of 58.0 out of 100, placing it in the Elevated zone. It ranks 989th nationally out of 3,144 counties and 17th in Oregon out of 36 counties.

  • What drives financial distress in Lane County?

    The primary driver of distress in Lane County is Housing Cost Burden, where the county scores 94.0 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Lane County compare to neighboring counties?

    Lane County (58.0) can be compared to its 6 neighboring counties: Klamath County, OR (70.4); Lincoln County, OR (65.8); Douglas County, OR (61.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Lane County?

    Lane County, Oregon has a population of approximately 381,181 (2023 Census estimate), classified as a large county.