About one in six people in Milwaukee County, Wisconsin, lives below the poverty line

In Milwaukee County, 16.8% of people lived below the poverty line (Census Bureau, Small Area Income and Poverty Estimates, 2024). That is higher than in 74% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
2nd
of 72 counties in Wisconsin
77score /100

More distressed than 77% of U.S. counties.

What drives Milwaukee County's score

In Milwaukee County, collections and bankruptcy weighs most: the score for collections and bankruptcy is 80.9. Bankruptcy filings ran at 381.1 per 100,000 people (2025), higher than in 95% of U.S. counties. Housing costs come next, at 75.5.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Milwaukee County does better than most counties on two measures: people with a disability (12.9%, 2020 to 2024) and adults 25 to 54 not working (19.4%, 2020 to 2024).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Milwaukee County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Collections and bankruptcy

    Biggest factor
    80.9 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      27.6% · August 2025
      66th percentile
    • Bankruptcy filings per 100,000 people
      381.1 · 2025
      95th percentile
  • Housing costs

    75.5 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      22.9% · fiscal year 2027
      70th percentile
    • Renters paying half their income or more in rent
      23.6% · 2020 to 2024
      80th percentile
  • Late payments

    71.3 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      8.0% · August 2025
      83rd percentile
    • People with a credit card behind
      6.4% · August 2025
      64th percentile
    • People with a subprime credit score
      27.5% · Q4 2025
      66th percentile
  • Income and safety net

    53.9 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      23.5% · 2024
      77th percentile
    • People with a disability
      12.9% · 2020 to 2024
      21st percentile
    • Median household income (lower income, longer bar)
      $66,339 · 2024
      51st percentile
    • People below the poverty line
      16.8% · 2024
      74th percentile
    • People without health insurance
      7.2% · 2020 to 2024
      44th percentile
  • Jobs

    49.2 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      19.4% · 2020 to 2024
      42nd percentile
    • Unemployment rate, 12-month average
      4.2% · Sep 2025 to Aug 2026
      56th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Milwaukee County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Milwaukee County

59 18 23

Wisconsin

61 21 19

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Milwaukee County in 2024, pay from work was 59 cents of every dollar of income. Income from investments and rentals was 18 cents. Benefit checks were 23 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 9 cents of every dollar in 1969, but pay from work still brings in more.

In Milwaukee County, benefit checks rose from 9 to 23 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Milwaukee County, Wisconsin: 22.8% and 59.1% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 22.8% Pay 59.1% 0%20%40%60%80% 196920002024 Benefits 22.8% Pay 59.1%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Milwaukee County, Wisconsin American Default · americandefault.org

Use this chart Free to use with credit

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The quote: In 2024, benefit checks made up 22.8% of all personal income in Milwaukee County, Wisconsin (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Milwaukee County, 14.7% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Milwaukee County has changed

The number of people living in Milwaukee County fell by about one in 10 between 1969 and 2024, from 1,056,587 to 924,740. The number of jobs located there stayed about the same from 1990 to 2024.

Unemployment fell from 4.7% in 1990 to 4.0% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 1,056,587 2024 924,740 BEA
Jobs located in the countyBLS QCEW 1990 518,047 2024 469,055 BLS QCEW
Unemployment rateBLS LAUS 1990 4.7% 2025 4.0% BLS LAUS
People below the poverty lineCensus SAIPE 1989 14.3% 2024 16.8% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $28,748 2024 $66,339 Census SAIPE
Share of income from benefit checksBEA 1969 8.6% 2024 22.8% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Milwaukee County's history

  1. Largest decennial census count

    The county's largest recorded population was the 1970 Census count of 1,054,063. The 2020 Census counted 939,489, 89% of the peak. Census Bureau

  2. 1970

    Milwaukee County population peaked in relative importance in Wisconsin during 1930s-1960s when about 25% of the state's population resided there, then has been shrinking since 1970. Wikipedia

  3. 1997

    Flash flood: $78.7 million in property damage. NOAA Storm Events Database

  4. 2008

    Flash flood: $77.97 million in property damage. NOAA Storm Events Database

  5. 2010

    Flash flood: $24.1 million in property damage, one death. NOAA Storm Events Database

  6. 2025

    Flash flood: $60 million in property damage, one death. NOAA Storm Events Database

  7. Since 1969

    22 federal disaster and emergency declarations have covered Milwaukee County, 15 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Milwaukee County beside its neighbors

Milwaukee County scores higher than all three counties that border it. Of the group, Milwaukee County gets the largest share of its income from benefit checks (22.8%).

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Milwaukee County, WI 77 2nd of 72 16.8% 22.8%
Racine County, WI 42 6th of 72 11.7% 20.7%
Waukesha County, WI 2 66th of 72 5.5% 13.0%
Ozaukee County, WI 0 71st of 72 5.4% 11.9%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Milwaukee County the poorest county in Wisconsin?

No, Milwaukee County's poverty rate was 16.8% in 2024, 2nd highest of 72 in Wisconsin (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Menominee County, at 24.4%. On our distress index, which counts more than poverty, Milwaukee County ranks 2nd of 72 in the state.

Milwaukee County in photographs

Places in Milwaukee County from Wikimedia Commons, each captioned in its photographer's own words.

Milwaukee County Courthouse

Milwaukee County Courthouse.

Photo: Kenneth C. Zirkel via Wikimedia Commons, CC BY-SA 4.0

At&t Miller park way Milwaukee WI

At&t Miller park way Milwaukee WI.

Photo: Ceeren via Wikimedia Commons, CC0

Milwaukee County, Wisconsin: common questions

What is the poverty rate in Milwaukee County, Wisconsin?

16.8% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in six people. Among children it was 23.5%.

Is Milwaukee County the poorest county in Wisconsin?

No, Milwaukee County's poverty rate was 16.8% in 2024, 2nd highest of 72 in Wisconsin (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Menominee County, at 24.4%. On our distress index, which counts more than poverty, Milwaukee County ranks 2nd of 72 in the state.

What is the population of Milwaukee County, Wisconsin?

About 924,740 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 939,489, 89% of the county's peak of 1,054,063 in 1970.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Milwaukee County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Wisconsin foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Milwaukee County · Every U.S. county (CSV)

Cite this Milwaukee County, Wisconsin, scores 77 on the County Distress Index (data through Aug 2026): more distressed than 77% of U.S. counties · American Default Research · americandefault.org/counties/wisconsin/milwaukee-county-wi/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Milwaukee County comes from, 2024.
  • History The agencies named in each row and the linked records above.