Unemployment in Klamath County, Oregon, is higher than in 97% of U.S. counties

In Klamath County, 7.3% of the labor force was out of work, on average (Bureau of Labor Statistics, Sep 2025 to Aug 2026). That is higher than in 97% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
1st
of 36 counties in Oregon
84score /100

More distressed than 84% of U.S. counties.

What drives Klamath County's score

In Klamath County, jobs weigh most: the score for jobs is 93.5. Unemployment averaged 7.3%, Sep 2025 to Aug 2026, higher than in 97% of U.S. counties. Housing costs come next, at 76.6.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Klamath County does better than most counties on two measures: people without health insurance (6.8%, 2020 to 2024) and people with a subprime credit score (22.8%, Q4 2025).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Klamath County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Jobs

    Biggest factor
    93.5 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      29.9% · 2020 to 2024
      89th percentile
    • Unemployment rate, 12-month average
      7.3% · Sep 2025 to Aug 2026
      97th percentile
  • Housing costs

    76.6 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      21.2% · fiscal year 2027
      55th percentile
    • Renters paying half their income or more in rent
      30.2% · 2020 to 2024
      97th percentile
  • Collections and bankruptcy

    63.7 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      23.4% · August 2025
      50th percentile
    • Bankruptcy filings per 100,000 people
      207.1 · 2025
      76th percentile
  • Income and safety net

    62.3 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      18.5% · 2024
      58th percentile
    • People with a disability
      20.3% · 2020 to 2024
      81st percentile
    • Median household income (lower income, longer bar)
      $64,076 · 2024
      57th percentile
    • People below the poverty line
      16.6% · 2024
      73rd percentile
    • People without health insurance
      6.8% · 2020 to 2024
      40th percentile
  • Late payments

    56.7 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      5.4% · August 2025
      53rd percentile
    • People with a credit card behind
      6.7% · August 2025
      68th percentile
    • People with a subprime credit score
      22.8% · Q4 2025
      47th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Klamath County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Klamath County

49 15 36

Oregon

58 21 21

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Klamath County in 2024, pay from work was 49 cents of every dollar of income. Income from investments and rentals was 15 cents. Benefit checks were 36 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 8 cents of every dollar in 1969, but pay from work still brings in more.

In Klamath County, benefit checks rose from 8 to 36 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Klamath County, Oregon: 35.8% and 48.9% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 35.8% Pay 48.9% 0%20%40%60%80% 196920002024 Benefits 35.8% Pay 48.9%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Klamath County, Oregon American Default · americandefault.org

Use this chart Free to use with credit

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The quote: In 2024, benefit checks made up 35.8% of all personal income in Klamath County, Oregon (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Klamath County, 22.3% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Klamath County has changed

The number of people living in Klamath County grew by about 42% between 1969 and 2024, from 49,541 to 70,438. The number of jobs located there grew by about 18% from 1990 to 2024.

Unemployment fell from 8.9% in 1990 to 7.2% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 49,541 2024 70,438 BEA
Jobs located in the countyBLS QCEW 1990 20,235 2024 23,856 BLS QCEW
Unemployment rateBLS LAUS 1990 8.9% 2025 7.2% BLS LAUS
People below the poverty lineCensus SAIPE 1989 15.9% 2024 16.6% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $23,049 2024 $64,076 Census SAIPE
Share of income from benefit checksBEA 1969 7.7% 2024 35.8% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Klamath County's history

  1. Largest decennial census count

    The county's largest recorded population was the 2020 Census count of 69,413, which is also its most recent census. Census Bureau

  2. 1864

    Klamath Reservation established. Wikipedia

  3. 1882

    Organized on October 17, 1882. Wikipedia

  4. 1906

    Klamath Irrigation Project drained Lower Klamath and Tule lakes. Wikipedia

  5. 1942

    Tule Lake War Relocation Center internment camp. Wikipedia

  6. 1954

    Klamath Reservation terminated. Wikipedia

  7. 1993

    Earthquakes damaged Klamath Falls downtown. Wikipedia

  8. Since 1964

    9 federal disaster and emergency declarations have covered Klamath County, 2 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Klamath County beside its neighbors

Klamath County scores higher than all seven counties that border it, in Oregon and California. For the share of income from benefit checks, Klamath County ranks 4th of the eight; Siskiyou County is highest, at 38.3%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Klamath County, OR 84 1st of 36 16.6% 35.8%
Lake County, OR 81 2nd of 36 17.8% 33.9%
Douglas County, OR 71 7th of 36 14.7% 37.3%
Siskiyou County, CA 69 20th of 58 17.3% 38.3%
Jackson County, OR 62 13th of 36 12.6% 27.7%
Lane County, OR 60 14th of 36 14.6% 25.1%
Modoc County, CA 58 30th of 58 17.1% 37.3%
Deschutes County, OR 30 34th of 36 7.5% 17.6%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Klamath County the poorest county in Oregon?

No, Klamath County's poverty rate was 16.6% in 2024, 5th highest of 36 in Oregon (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Malheur County, at 18.5%. On our distress index, which counts more than poverty, Klamath County ranks 1st of 36 in the state.

Klamath County in photographs

Places in Klamath County from Wikimedia Commons, each captioned in its photographer's own words.

Klamath County courthouse, Klamath Falls

Klamath County courthouse, Klamath Falls.

Photo: Llywrch via Wikimedia Commons, CC BY-SA 3.0

Klamath County, Oregon: common questions

What is the poverty rate in Klamath County, Oregon?

16.6% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in six people. Among children it was 18.5%.

Is Klamath County the poorest county in Oregon?

No, Klamath County's poverty rate was 16.6% in 2024, 5th highest of 36 in Oregon (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Malheur County, at 18.5%. On our distress index, which counts more than poverty, Klamath County ranks 1st of 36 in the state.

What is the population of Klamath County, Oregon?

About 70,438 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 69,413, the most of any census.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Klamath County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Oregon foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Klamath County · Every U.S. county (CSV)

Cite this Klamath County, Oregon, scores 84 on the County Distress Index (data through Aug 2026): more distressed than 84% of U.S. counties · American Default Research · americandefault.org/counties/oregon/klamath-county-or/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Klamath County comes from, 2024.
  • History The agencies named in each row and the linked records above.